Can you get approved for the Amex EveryDay Credit Card after bankruptcy?

There are no American Express credit cards that are easy to get as they all require good credit or better. The USAA® Secured American Express® Card used to be the easiest American Express card to get as it was available to people with bad credit, but it is no longer available to new applicants. None of the current credit cards issued by American Express and/or on the American Express network are especially easy to get because they all require a minimum of good credit.… read full answer

While American Express credit cards aren’t that easy to get, there are several other credit cards that are easy to get approved for. And if you have at least fair credit, you have a shot at cards with more rewards.

Your Amex EveryDay approval odds are decent, if you have a 700+ credit score. This means that you need at least good credit to have even a hope of qualifying.

But the issuer will also take into account various other factors while considering your application. Your credit history, income and any debts you might have will determine the outcome, too.… read full answer

However, American Express lets you check for pre-approved offers on their website. Pre-approval means a strong chance of a successful application, and checking won’t hurt your credit score.

Here’s what you need to know about your Amex EveryDay approval odds:

• The Amex EveryDay requires a 700+ credit score. So, you need at least good credit to qualify for this card.
• You can check your latest credit score for free on WalletHub and get daily updates.
• Markers of good credit include: three years of credit experience, $5,000 in available credit, and no delinquent payments in the last 12 months.
• You can improve your credit score by paying down debt, paying your bills on time, and using less of your available credit. For personalized advice, check out WalletHub’s credit analysis.
• Keep in mind that while credit history is extremely important, it isn’t the only factor. Your income and other debts also play a role in approval.

So, to have a good chance at Amex EveryDay approval, you’ll need a 700+ credit score and the ability to afford a new line of credit. If that doesn’t describe you right now, you could consult WalletHub’s personalized credit advice.

The Amex EveryDay credit score requirement is 700 or above. In other words, you need good credit or better to get the Amex EveryDay. Some people think good credit starts with a score of 660, and it may work out that way in some situations, but WalletHub has found that people with a 700+ credit score have way higher approval odds for credit cards that require good credit or better. You can … read full answercheck your latest credit score for free on WalletHub.

A majority of American consumers have good or excellent credit, but if you don’t fall into that range, don’t stress. There are steps you can take to improve your credit and several alternative offers to investigate in the meantime.

Here’s the scoop on Amex EveryDay credit scores:

• For a realistic chance at getting the Amex EveryDay, you need a credit score of 700, at a minimum. That means you need good credit or better for approval. If you want to know where you stand, you can check you score for free and if needed, consider steps you can take to improve it.
• If you don’t have the credit score needed for Amex EveryDay, you can still get a credit card. It won’t be an Amex because all American Express credit cards require at least good credit for approval. But there are plenty of options for people with fair, limited or bad credit from other credit card companies.
• Your credit score isn’t the only thing that will affect your ability to get Amex EveryDay. Your total income and how much you already owe is also particularly important.

So you can consider the Amex EveryDay’s credit score requirement to be 700+. But if you don’t meet the grade, there are other rewards cards with easier approval requirements. And if your credit really needs rebuilding, a secured card is the way to go.