Amex EveryDay has a foreign transaction fee of 2.7%. The EveryDay card’s foreign transaction fee does not change based on the foreign country a cardholder is shopping in, so every purchase processed abroad will net an extra charge of 2.7%.
With so many credit cards available that have no foreign transaction fee, there’s no point in using the Amex EveryDay card while abroad or for overseas online purchases.
The Amex EveryDay® Credit Card from American Express
American Express has several credit cards with no foreign transaction fees, including Amex Platinum, Amex Gold, and cards with rewards for Hilton, Marriott and Delta. The Amex cards without international fees have annual fees ranging from $0 to $500+. They also offer valuable travel benefits, such as free checked bags and luxury airport lounge access.… read full answer
The best American Express credit card with no foreign transaction fee is the Hilton Honors American Express card because it’s the only general-consumer offer without an annual fee. The Hilton Amex Card also has a nice signup bonus, giving 75,000 points once you spend $1,000 within the first three months. The ongoing rewards are pretty good too. Cardholders earn 7 points per dollar spent with hotels and resorts in the Hilton Honors collection as well as 5 points per dollar spent at restaurants, supermarkets, and gas stations. They’ll also earn 3 points per dollar spent on all other purchases.
American Express Cards with No Foreign Transaction Fees:
The Platinum Card ($550 annual fee)
Hilton Honors American Express Ascend Card ($95 annual fee)
Hilton Honors American Express Credit Card ($0 annual fee)
The Gold Card ($250 annual fee)
Marriott Bonvoy Brilliant American Express card- ($450 annual fee)
Delta Reserve Credit Card- ($550 annual fee)
Gold Delta SkyMiles ($0 1st yr, $99 after annual fee)
Platinum Delta SkyMiles ($250 annual fee)
While American Express no-foreign transaction fee credit cards make it cheaper to travel with your Amex card, they’re not accepted everywhere. You should be able to find businesses that accept American Express in places like Canada and Mexico. However, it’ll be harder in smaller countries, especially those that don’t typically do business with the U.S.
The American Express Blue Cash foreign transaction fee is 2.7%. Both American Express Blue Cash Everyday and American Express Blue Cash Preferred have that same foreign fee, applicable to any purchases processed internationally.
American Express offers cards that do not have foreign transaction fees, like the Premier Rewards Gold Card and … read full answerThe Platinum Card. The tradeoff here is their large annual fees. The only American Express cards with no foreign transaction fee and no annual fee are the Delta SkyMiles Blue Card and the Hilton Honors Amex Card.
American Express Blue Cash Everyday Foreign Transaction Fees & More:
Foreign Transaction Fee: 2.7%
Annual Fee: $0 for Blue Cash Everyday; $95 for Blue Cash Preferred
Rewards Rate: 1% to 3% cash back for Blue Cash Everyday; 1% to 6% for Blue Cash Preferred
APR: 13.99% - 23.99% (V)
Balance Transfer Fee: N/A for each balance transferred
Keep in mind American Express may not be the best choice to take abroad due to lower international acceptance than Visa or Mastercard. While Visa and Mastercard are accepted in 200+ countries, Amex lags behind at around 160 countries. There are lots of credit cards with no foreign transaction fee on those other networks, too.
American Express is accepted in more than 160 countries and territories internationally. That includes all the members of the United Nations, except for those under U.S. sanctions. Amex cards are more widely accepted in some international destinations than others, though. It should be pretty easy to find merchants that take American Express cards in Australia, Canada, Mexico and India, for example. But it will be much tougher in smaller countries that aren’t known for doing business with the U.S. or attracting American tourists. … read full answer
Overall, American Express credit cards and prepaid cards aren’t nearly as widely accepted internationally as cards that belong to the three other major U.S. card networks: Visa, Mastercard and Discover. Discover is accepted in 185 countries and territories. Visa is accepted in 200+ countries and territories. And Mastercard works in 210+. So you should probably bring a Visa or Mastercard credit card with no foreign transaction fee when you travel abroad, at least as a backup to your Amex.
On that note, it’s worth mentioning that some American Express credit cards will cost you more to use internationally than others. Several American Express credit cards have no foreign transaction fee. Others charge 2.7% of every international purchase.
The best American Express credit cards for international travel are the Starwood Preferred Guest and Gold Delta SkyMiles® cards. Both offer great travel rewards, including nice initial spending bonuses. Neither charges foreign transaction fees. And Amex waives their annual fees the first year your account is open.
You may also want to consider the USAA Rewards American Express Card, which is the best credit card on the Amex network for other types of international perks. It gives you very good travel insurance coverage, for example. And you can even get financial assistance for emergencies while you’re out of the country. You don’t have to worry about paying a foreign fee or an annual fee, either.
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