Does Amex EveryDay give out a temporary credit card number after approval?

You can get an Amex instant card number by applying for an American Express credit card either online or by phone at (888) 297-1244, and getting approved instantly. Every credit card listed on the American Express website advertises that an instant number is possible.

If you submit an online application, you will be able to retrieve your instant card number either immediately after approval or via a link provided in your email shortly after you are approved. If you apply over the phone, your instant card number will be sent to you via mail.… read full answer

Here are the facts about Amex instant card numbers:

• You can get an Amex instant card number if you apply online, but not over the phone or by mail.
• Amex instant card numbers come with an expiration date and security code. This way, you can use your card before it arrives in the mail.
• According to Amex, whether you get an instant number depends on whether Amex is able to immediately verify your identity from the information on your application.
• If you receive an instant card number, you’ll be able to use it anywhere Amex is accepted.
• You may only be able to spend a limited amount of your credit line with an instant card number.
• An Amex instant card number is possible with any American Express credit card.

So, you’re never guaranteed an Amex instant card number. But if you apply online and make sure all your information is accurate, you have the best chance of getting one.

Your Amex EveryDay approval odds are decent, if you have a 700+ credit score. This means that you need at least good credit to have even a hope of qualifying.

But the issuer will also take into account various other factors while considering your application. Your credit history, income and any debts you might have will determine the outcome, too.… read full answer

However, American Express lets you check for pre-approved offers on their website. Pre-approval means a strong chance of a successful application, and checking won’t hurt your credit score.

Here’s what you need to know about your Amex EveryDay approval odds:

• The Amex EveryDay requires a 700+ credit score. So, you need at least good credit to qualify for this card.
• You can check your latest credit score for free on WalletHub and get daily updates.
• Markers of good credit include: three years of credit experience, $5,000 in available credit, and no delinquent payments in the last 12 months.
• You can improve your credit score by paying down debt, paying your bills on time, and using less of your available credit. For personalized advice, check out WalletHub’s credit analysis.
• Keep in mind that while credit history is extremely important, it isn’t the only factor. Your income and other debts also play a role in approval.

So, to have a good chance at Amex EveryDay approval, you’ll need a 700+ credit score and the ability to afford a new line of credit. If that doesn’t describe you right now, you could consult WalletHub’s personalized credit advice.