The Amex Gold annual fee is $250. Amex Gold’s annual fee is much higher than the average credit card fee, but it’s neither the most expensive annual fee on the market nor the most expensive fee charged by Amex. Several American Express cards, such as Amex Centurion, Amex Platinum and Delta SkyMiles Reserve, cost more.
Still, the Amex Gold card is only worth getting for people who will spend enough and take advantage of enough of the perks to at least break even on the $250 fee. The card offers plenty of rewards, with 1 - 4 points per $1 on purchases, plus a bonus of 60,000 points for spending $4,000 in the first 6 months. There are also credits for Uber and dining to take advantage of, which together could cover most of the annual fee.
In addition to the Amex Gold Card’s annual fee of $250, the card has a cash advance fee of 5% (min $10) and a maximum late fee of $40. The foreign transaction fee is 0%.
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