No, Amex Gold card does not have roadside assistance anymore. American Express discontinued roadside assistance and the Amex Gold card’s travel accident insurance benefit, as of January 1, 2020.
While Amex Gold card roadside assistance and travel accident insurance are no longer available, American Express has replaced them with other benefits. And if roadside assistance is important to you, there are still a few good cards that offer it. They include the Chase Sapphire Preferred and Wells Fargo Active Cash.
No, the Amex Gold card does not offer lounge access. Unlike the Amex Gold card, the higher-tier The Platinum Card® from American Express has a true airport lounge benefit as one of its standard perks. With the American Express Platinum card, cardholders get unlimited access to the Global Lounge Collection, which is made up of 7 lounge brands:… read full answer
The Centurion Lounge
Delta Sky Club
Priority Pass
Escape Lounges
Air Space
Plaza Premium
The International American Express Lounges.
In total, cardholders have access to over 1,200 lounges in 130 countries.
When to Prioritize Lounge Access
Though the Amex Gold card does not have a traditional lounge access benefit, it’s also a lot cheaper than the American Express Platinum card. The Amex Gold card’s annual fee is $250 while the American Express Platinum card’s is $695. That said, if you’re an extremely frequent traveler and use airport lounges on a regular basis, the Global Lounge Collection benefit from the American Express Platinum card can make the card worth it by itself. It would cost thousands of dollars to buy unlimited access to all of those lounge brands individually.
The American Express Platinum card roadside assistance is no longer available. American Express dropped roadside assistance and travel accident insurance from all of its cards, effective January 1, 2020. When it was offered, American Express Platinum card roadside assistance provided services such as towing (up to 10 miles), flat tire changes, lockout assistance and up to 2 gallons of fuel. There was no charge for the first 4 service calls each year. After that, the cardholder was responsible for any repair charges.… read full answer
The best credit card with free roadside assistance is the Chase Sapphire Reserve. The coverage includes towing, flat tires, dead batteries, lockouts, and empty gas tanks. You’re covered for up to $50 per service call, with a maximum of 4 events per year, for $200 in annual coverage.
The Chase Sapphire Reserve card’s annual fee is $550. Some of the additional perks helping to cover that cost include 50,000 bonus points for spending $4,000 in the first 3 months and a complimentary Priority Pass Select airport lounge membership.… read full answer
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