No. Amex Gold does not have roadside assistance anymore. American Express discontinued roadside assistance and the Gold Card’s travel accident insurance benefit, as of January 1, 2020. Amex Gold roadside assistance previously allowed cardholders to call a 24/7 hotline to arrange for services such as towing up to 10 miles, jump starts, flat tire replacement, lockout assistance, and up to 2 gallons of fuel. There was no charge for the first 4 service calls.
While Amex Gold roadside assistance and travel accident insurance are no longer available, American Express has replaced them with a new travel benefit. Effective January 1, 2020, Trip Delay Insurance will reimburse you for personal expenses if your travel plans are delayed by 12 hours or more.
Amex Platinum roadside assistance is no longer available. American Express dropped roadside assistance and travel accident insurance from all of its cards, effective January 1, 2020. When it was offered, Amex Platinum roadside assistance provided services such as towing (up to 10 miles), flat tire changes, lockout assistance and up to 2 gallons of fuel. There was no charge for the first 4 service calls each year. After that, the cardholder was responsible for any repair charges.… read full answer
At the same time Amex Platinum discontinued roadside assistance and travel accident insurance, it added two new travel benefits. As of Jan 1, 2020, Amex Platinum trip cancellation insurance reimburses you for trips cancelled because of unforeseen situations such as weather, injuries, and other events. Trip Delay Insurance covers you for reasonable unexpected expenses if your trip is delayed more than six hours.
The best credit card with free roadside assistance is the Citi / AAdvantage Executive World Elite Mastercard. The coverage includes towing up to 10 miles, winching, jump starts, flat tire changes, lockout service and delivery of up to 2 gallons of gas. The cardholder has to pay for towing over 10 miles, but all other services are completely free. There’s no limit to the number of free services per year. The AAdvantage Executive card’s annual fee is $0 for the first year and $99 after. Some of the additional perks helping to cover that cost include 20,000 points for spending $5,000 in the first 3 months and a complimentary Admirals Club airport lounge membership.… read full answer
Another card with free service is Amex Platinum. But it only provides assistance up to 4 times per year at no cost. After that, you have to pay. The Platinum card does have a $550 annual fee. But it offers plenty more to make up for it, like an initial bonus of 75,000 points.
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