Is Amex Green a charge card?

The Amex Green card’s credit score requirement is 700+. This means you need at least good credit to have a decent chance of approval. The Amex Green card’s credit score requirement is comparable to that of several other American Express cards. Some users report being approved with lower scores, but it’s a much safer bet to wait for a score of 700 before applying. … read full answer

The Amex Green card’s credit score requirement alone doesn’t determine your approval or rejection. But it is a key component. Amex also considers annual income, employment status, monthly rent/mortgage payments and existing debt, among other factors.

Here’s the Amex Green card credit score requirement and more:

• Credit score required: Good (700+).
• Other factors: Annual income, employment status, monthly rent/mortgage payment, existing debt and more.
• Age requirement: At least 18 years old (must have a verifiable source of income).
• Residency/identification requirement: A U.S. mailing address (no P.O. boxes) and a Social Security number, Individual Taxpayer Identification Number or passport.

Even if you meet the Amex Green card credit score requirement, you should be aware that this card is a hybrid card before you apply. That means you’re usually required to pay the entire balance in full each billing period. There is a feature called “Pay Over Time” where cardholders can carry a balance on individual eligible charges that are each at least $100. However, these purchases are subject to approval by Amex. And the account will have a set “Pay Over Time” limit that cannot be exceeded. All charges not included in the Pay Over Time balance will also require to be paid in full every month. If you usually carry a balance every month, you might want to consider other Amex cards.