Does Hilton Credit Card have travel insurance? This question is about the Hilton Honors American Express Card

Does Hilton Credit Card have travel insurance?

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This question is about the Hilton Honors American Express Card

Maria Adams, Credit Cards Moderator

@m_adams • 02/03/22 This answer was first published on 11/24/21 and it was last updated on 02/03/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, the Hilton Credit Card does have travel insurance. The only Hilton Credit Card travel insurance benefit is rental car insurance, which covers damage to a rental vehicle from collision or theft.

To file a Hilton Credit Card travel insurance claim, you'll need to contact the Benefit Administrator. For details on timeframes and coverage limits, check the guide to benefits that came with your Hilton Credit Card.

If you're looking for a credit card with more travel benefits, you can always check out WalletHub's recommendations for the best credit cards for travel insurance and travel rewards.

Insurance benefits disclosure: Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

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People also ask

Can I use my Hilton Honors Amex card anywhere?

The Hilton Credit Card can be used anywhere American Express credit cards are accepted, and that's pretty much anywhere in the U.S.

The same stands for merchants overseas, but don't expect quite the same level of coverage Visa or Mastercard credit card would offer. Amex cards are accepted by 10.6 million merchants in the U.S. and in over 160 countries, worldwide.… read full answer

If you plan on using your Hilton Credit Card abroad, or to shop online through international merchants, you’ll also benefit from a 0% foreign transaction fee. You can also take a more in-depth look at American Express card acceptance before traveling abroad.

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How much are Hilton Honors American Express credit card points worth?

The worth of the Hilton Honors American Express credit card points depends on how you plan on using them.

Hilton Honors doesn't use a fixed rewards chart and the value of your points can vary based on:

What level of hotel you pick
How long you plan on staying
Where you want to travel… read full answer

When you book your travel

On an average, a Hilton point is worth 0.58 cents.

With this card comes an initial bonus of 100,000 points after spending $1,000 in the first 3 months, plus up to $100 in statement credits for purchases made at any of the Hilton family hotels in the first 12 months. The bonus points translate to hundreds of dollars in Hilton reservations.

Keep in mind, though, that other cards' points are usually worth twice this much.

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What credit bureau does the Hilton Honors Amex card use for approval?

The Hilton Honors Amex card primarily uses the Experian credit bureau for approval. That doesn't mean that it won't use the other two major credit bureaus, TransUnion and Equifax.

There is no significant difference between these three reports, anyway, since their source is your financial activity.

As for reporting, Amex uses all three major credit bureaus, on a monthly basis.… read full answer

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