How do I get an Amex instant card number?

Yes, you can use a credit card before it arrives in the mail, but only with certain cards. If you want to use a credit card early, you must either have an American Express or Capital One credit card or one of a handful of other offers, including the Apple Card, and some store credit cards. Normally, you can’t use a credit card without restriction before it arrives, because you can’t see the full credit card number, expiration date and CVV until you have the card in hand.… read full answer

Credit cards that you can use before arrival

• Cards from certain issuers: If you need to start using a credit card today, you’ll likely want to consider applying for an American Express credit card. Amex is one of the few card issuers that will give out a full card number that can be used anywhere upon approval of an application. Capital One credit cards are also sometimes available for immediate use via the Capital One mobile app. But not everyone is eligible for this feature.
• Co-branded cards: Some credit cards that you can use before the actual card arrives - like the Apple Card - only allow you to add the card to a merchant-specific digital wallet. So you’ll only be able to use it with that merchant until the card arrives in the mail.
• Some store cards: There are a few credit cards that you can use instantly after approval, like the Fingerhut Credit Card. But you can only use this card for purchases at Fingerhut.

Lastly, it’s worth noting that you can ask a credit card issuer for expedited card delivery – in some cases, this will get the card to you the next day. Finding a card that you can use before it arrives in the mail might seem less important with that in mind.

To find your credit card number without the card, try looking for it on your monthly statement. Some credit card companies will disclose the full number on their statement, while others will only show the last 4 digits, though.

You may also try signing in to your online banking account to search for your credit card number in your account information.… read full answer

Ultimately, calling your card’s customer service phone number may also work. After some thorough identification, you might be able to get your full credit card number from a representative.

To get an instant credit card number, apply online for a credit card from American Express or another issuer that provides instant card numbers for its credit cards. If you’re approved, you will receive your instant credit card number, the card’s expiration date, and the security code. This information may be included in your online approval notification or through a link sent to your e-mail address.… read full answer

Once you have your instant credit card number, you can use it to make purchases online, by phone, and in person if the merchant accepts digital wallet payments. If the merchant doesn’t accept digital wallet payments, you will have to wait until you receive your physical credit card in the mail to make in-person purchases, which is usually within 7 to 10 days of approval.

Best Options for Instant Credit Card Numbers

You should be aware that American Express is the only major issuer that offers instant credit card numbers on all of its consumer cards. Other issuers will allow you to access instant credit card numbers on select credit cards, with some restrictions.

For example, Bank of America and Capital One offer instant credit card numbers to existing customers who open a new account through their mobile app. Other issuers limit instant credit card numbers to certain co-branded cards affiliated with retail stores, hotels, and airlines. Contact the credit card issuer directly for specifics on their rules regarding instant credit card numbers.