How do I get an Amex instant card number?

You can use your card even before it arrives and without knowing the full card number by creating an online account for the card and linking it to Apple Pay. Wherever Apple Pay is accepted, you can use the virtual card without having the real physical one

You can get an Amex instant card number by applying for an American Express credit card online, getting approved instantly, and quickly jotting down your account info when it’s shown on the screen. Every credit card listed on the American Express website advertises that an instant number is possible. 

But it’s not automatic, even for applicants who are approved immediately. Whether or not you can get an instant Amex card number depends on Amex’s ability to verify your identity right away. American Express representatives also say there may be a time window in which to claim your instant number.

Here are the facts about Amex instant card numbers:

• You can get an Amex instant card number if you apply online, but not over the phone or by mail.
• Amex instant card numbers  come with an expiration date and security code. This way, you can use your card before it arrives in the mail.
• According to Amex, whether you get an instant number depends on whether Amex is able to immediately verify your identity from the information on your application.
• If you receive an instant card number, you’ll be able to use it anywhere Amex is accepted.
• You may only be able to spend a limited amount of your credit line with an instant card number.
• An Amex instant card number is possible with any American Express credit card. 
• According to an Amex application specialist, you may only have a window of 30-60 seconds in which to copy down your new accout information. If you’re unable to, you’ll have to wait until your card comes by mail.

So you’re never guaranteed an Amex instant card number. But if you apply online and make sure all your information is accurate, you have the best chance of getting one.