You can get an Amex instant card number after applying and getting approved for an American Express credit card. This feature is available for all Amex credit cards, but keep in mind that not all applicants may be eligible. In addition, to qualify, you must apply either online or over the phone at (888) 297-1244.
If you submit an online application, you will be able to retrieve your instant card number either immediately after approval or via a link provided in your email shortly after you are approved. If you apply over the phone, your instant card number will be sent to you via email.
What you should know about the Amex instant card numbers:
You can get an Amex instant card number if you apply online or over the phone, but not if you apply by mail.
Amex instant card numbers come with an expiration date and security code. This way, you can use your card before it arrives in the mail.
According to Amex, whether you get an instant number depends on their ability to immediately verify your identity from the info provided on your application.
If you receive an instant card number, you’ll be able to use it anywhere Amex is accepted.
You will have access to the entire credit line with the instant card number, same as you would with your physical card.
An Amex instant card number is possible with any American Express credit card.
So, you’re never guaranteed an Amex instant card number. But if you apply and make sure all your information is accurate, you have the best chance of getting one.
You can use your card even before it arrives and without knowing the full card number by creating an online account for the card and linking it to Apple Pay. Wherever Apple Pay is accepted, you can use the virtual card without having the real physical one
Yes, you can use a credit card before it arrives in the mail, but only with certain cards. If you want to use a credit card early, you must either have an American Express or Capital One credit card or one of a handful of other offers, including the Apple Card, and some store credit cards. Normally, you can’t use a credit card without restriction before it arrives, because you can’t see the full credit card number, expiration date and CVV until you have the card in hand.… read full answer
Credit cards that you can use before arrival
Cards from certain issuers: If you need to start using a credit card today, you’ll likely want to consider applying for an American Express credit card. Amex is one of the few card issuers that will give out a full card number that can be used anywhere upon approval of an application. Capital One credit cards are also sometimes available for immediate use via the Capital One mobile app. But not everyone is eligible for this feature.
Co-branded cards: Some credit cards that you can use before the actual card arrives - like the Apple Card - only allow you to add the card to a merchant-specific digital wallet. So you’ll only be able to use it with that merchant until the card arrives in the mail.
Some store cards: There are a few credit cards that you can use instantly after approval, like the Fingerhut Credit Card. But you can only use this card for purchases at Fingerhut.
Lastly, it’s worth noting that you can ask a credit card issuer for expedited card delivery – in some cases, this will get the card to you the next day. Finding a card that you can use before it arrives in the mail might seem less important with that in mind.
To find your credit card number without the card, try looking for it on your monthly statement. Some credit card companies will disclose the full number on their statement, while others will only show the last 4 digits, though.
You may also try signing in to your online banking account to search for your credit card number in your account information.… read full answer
Ultimately, calling your card’s customer service phone number may also work. After some thorough identification, you might be able to get your full credit card number from a representative.
To get an instant credit card number, apply online for a credit card from American Express or another issuer that provides instant card numbers for its credit cards. If you’re approved, you will receive your instant credit card number, the card’s expiration date, and the security code. This information may be included in your online approval notification or through a link sent to your e-mail address.… read full answer
Once you have your instant credit card number, you can use it to make purchases online, by phone, and in person if the merchant accepts digital wallet payments. If the merchant doesn’t accept digital wallet payments, you will have to wait until you receive your physical credit card in the mail to make in-person purchases, which is usually within 7 to 10 days of approval.
You should be aware that American Express is the only major issuer that offers instant credit card numbers on all of its consumer cards. Other issuers will allow you to access instant credit card numbers on select credit cards, with some restrictions.
For example, Bank of America and Capital One offer instant credit card numbers to existing customers who open a new account through their mobile app. Other issuers limit instant credit card numbers to certain co-branded cards affiliated with retail stores, hotels, and airlines. Contact the credit card issuer directly for specifics on their rules regarding instant credit card numbers.
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