What is Amex Offers?

The best Amex travel credit card is American Express Platinum card. It offers 80,000 points for spending $6,000 in the first 6 months, access to 1,000+ airport lounges, and 5 points / $1 spent on flights booked directly with airlines or with American Express Travel (up to $500,000 spent per year) and prepaid hotels booked with Amex. This credit card’s annual fee rings in at $695.... read full answer

While there are several other good Amex travel credit cards, finding the best one for your needs is all about figuring out your spending habits and your preferred type of travel.

Here are some of the best Amex travel credit cards:

It’s worth noting that Amex cards don’t have the high global acceptance rates of Visa and Mastercard credit cards, so you could run into trouble if it’s your only travel option.

If you’re interested in non-Amex alternatives, the Capital One Venture Rewards Credit Card offers a 75,000 miles for spending $4,000 in the first 3 months of account opening. This card’s annual fee is only $95.

The benefits of American Express cards include several types of travel insurance, return protection, and purchase protection. These benefits are mostly found on the top-tier American Express cards, though many more American Express cards have rental car insurance and extended warranty. To know which perks are included on a specific card, you’ll need to call customer service at 1-800-528-4800 or check the American Express website.... read full answer

American Express Card Benefits

• Return protection
• Purchase protection
• Rental car insurance
• Extended warranty
• Cell phone protection
• Trip cancellation insurance
• Trip delay insurance
• Baggage insurance
• Global Assist (an emergency card assistance hotline)
• Concierge services

In addition to having some or all of these card perks, it’s important to remember that many American Express cards also give rewards. Rewards aren’t generally considered card benefits, but having a credit card that earns great rewards can be a big asset to cardholders. As long as you use your card responsibly and maximize the various benefits that American Express offers, you should come out well ahead of any annual fees that American Express cards may charge.

Yes, an American Express card is worth it for people with good or excellent credit scores who want to earn rewards on U.S. purchases that they’ll pay for in full by the due date every month. An Amex card may also be worth it for people who want an introductory low-interest period in addition to rewards.... read full answer

The bottom line is that as long as the money saved by using the American Express card cancels out or exceeds any annual fees, the Amex card is worth having. Of course, whether a particular Amex card is the most worthwhile option overall also depends on what other credit card companies are offering. Amex is more competitive in some areas than others, too.

For example, Amex cards obviously aren’t the best for building credit, and most aren’t well-suited for balance transfers or new-purchase financing. That said, multiple American Express cards have great benefits for food-related expenses, and the Membership Rewards program makes almost all Amex cards good for travel.