Does Amex Platinum offer a bonus of 150k points?

Yes, the American Express Platinum card does offer a 100k bonus, but only if Amex sends you a personalized offer by mail or email. Amex may send you this offer if your credit profile is a good fit for the card. If you receive an offer and are approved for the American Express Platinum card, you must spend $5,000 within 3 months from the date the account is approved in order to earn the 100k bonus.… read full answer

Even though the American Express Platinum card 100k bonus isn’t available to everyone, the American Express Platinum card’s regular bonus of 75,000 points is still a pretty good deal if you qualify. The points are worth enough to offset the cost of the American Express Platinum card’s hefty $550 annual fee, at least for the first year.

Once you’ve met the spending requirement for the American Express Platinum card’s bonus, which is $5,000 in the first 6 months either way, the points will post to your account within 8-12 weeks.

The Platinum Card® from American Express gives you 5 Amex Platinum points per $1 spent on flights and hotels, plus 1 point per $1 on everything else. To qualify for this card’s 5 points per $1 bonus rewards rate, flights must be booked through the airline or Amex, and hotels must be booked through Amex. The Platinum Card® from American Express also has an initial bonus of 75,000 points for spending $5,000 in the first 6 months.… read full answer

There are lots of different ways to redeem your card’s points. You can use them to book travel through Amex, get gift cards or cash back, shop online, and even make charitable donations. The Platinum Card® from American Express points are worth 0.7 cents to 1 cent each in most cases.

Here’s how to redeem points:

• Book travel through Amex. Just log in to your Amex account via the Amex travel portal, then search for the transportation and accommodations you want to book. When it comes time to check out, there will be an option to pay with points.
• Transfer points. You can actually move your points at a 1:1 ratio to 18 airline and 3 hotel loyalty programs. To do so, log in to your Amex account and choose your loyalty program. Just keep in mind that you have to transfer in 1,000-point increments.
• Get gift cards. Log in to Amex’s gift card reward page to make your selection. There are dozens to choose from, from restaurants and movie theaters to airlines and bookstores.
• Donate. You can make a tax-deductible charitable donation with your rewards points by logging in at Amex’s Members Give page.
• Pay for Uber. If you connect your card to your Uber account, you should see a “use points” option in your app.
• Amazon Shop with Points. If you connect your Amex card to your Amazon account, you can use their Shop with Points system to spend points on merchandise. But you’ll only get 0.7 cents per point using this method.
• Statement credit. You can use your points to pay for charges on your statement, at a rate of 0.6 cents per point, by logging in to your Amex account.

There are a few other ways to spend this card’s points. They’re worth 0.5 cents each toward Ticketmaster purchases and 0.7 cents each toward Rite Aid purchases, Bestbuy.com, Staples.com and a few other sites. Plus, you can use them at a rate of 1 cent each toward NYC Taxi rides.

Most people will probably spend the bulk of their points on travel, because this is a card marketed toward frequent travelers. But it’s nice to know there are lots of options. It’s best to redeem points often to minimize the chances that Amex devalues them by raising the amount you need for certain redemption options.

American Express Business Platinum card vs. American Express Platinum card comes out in favor of American Express Business Platinum card because it offers up to 100,000 points bonus for spending a combined $15,000 in the first 3 months after account opening. It also gives an extra 50% more points on purchases of $5,000 or more. Both cards give 5 points per $1 spent on flights and hotels booked on amextravel.com. Other purchases get 1 point per $1. Both cards offer a $100-$200 annual airline fee credit and have $0 foreign transaction fees.… read full answer

There are a few other differences in the cards’ terms, though. American Express Business Platinum card offers a higher initial bonus than American Express Platinum card, which gives 75,000 points but requires only $5,000 on purchases to get it. Rewards exclusive to the business card include a 35% refund on up to 500,000 points redeemed for airfare with one selected airline each year. There’s also a 35% refund when using points for any first-class or business-class flight. And American Express Business Platinum card offers a $200 annual statement credit for purchases with Dell.

The personal American Express Platinum card card offers a $200 annual Uber credit and a $100 annual Saks Fifth Avenue credit. But it has a $550 annual fee. The American Express Business Platinum card card’s fee is a little more expensive, at $595.

If you’re looking to add authorized users, the personal American Express Platinum card card would be the better deal. You can add up to three authorized users for a single annual fee of $175. American Express Business Platinum card charges $300 per additional card.