The American Express Platinum card Avis benefit offers membership to the Avis Preferred car rental loyalty program. Perks include expedited service, complimentary 1-car-class upgrades, and discounts up to 15% on car rentals. To get these Amex Platinum Avis benefits, users will need to register on the Avis website and include the discount and upgrade codes found there. Just click the “Terms and Conditions” link on each offer page to retrieve the codes, and then enter them in the field at the bottom of the registration page.
The Avis Preferred rental car benefit isn’t exclusive to American Express Platinum card cardholders. Anyone allowed to rent a car can join the company’s loyalty program. The primary benefit of linking your American Express Platinum card is that once you book a rental, your information and payment method will remain on file, allowing for faster access to your car for future rentals.
There’s also an American Express Platinum card Avis benefit for international rentals. You’re eligible for a free upgrade if you book a rental car through the AvisWorld website with an American Express Platinum card (or any other Amex card). You must enter the upgrade code included in the offer and book a rental car outside of your home country in order to get the upgrade.
The American Express Platinum card car rental insurance covers cardholders for up to $75,000 in collision damage and theft for vehicles rented with the American Express Platinum card or American Express rewards points. To get American Express Platinum card car rental insurance coverage, you must decline the rental agency’s supplemental insurance policy. To make a American Express Platinum card rental car insurance claim, call … read full answer(800) 338-1670 within 30 days of a covered incident.
There are a few exceptions you should be aware of, though. And there are more details about the process you’ll need to follow to actually get your money. You can find the key points below.
Here’s more info about the American Express Platinum card car rental insurance:
You’re covered up to $75,000 per claim for collision damage or theft.
You must pay for the entire rental with your American Express Platinum card or rewards points.
You must decline the rental agency’s insurance policy.
The following types of vehicles are not covered by American Express Platinum card rental car insurance: Cargo vans, vans that carry 9+ people, box trucks, trucks that weight 10k+ lbs., modified vehicles (except for handicapped accessibility), antiques, limos, off-road vehicles, motorcycles/motorbikes/mopeds, RVs, golf carts, and a few others.
The following situations and types of damage are not covered by American Express Platinum card rental insurance: Manufacturing defects, wear and tear, damage from illegal activities, accidents caused by driver’s intoxication, seizure by authorities, damage by war, and a few others.
To make an American Express Platinum card rental car insurance claim, call (800) 338-1670 within 30 days of the incident. You can also call (216) 617-2500 collect from abroad. Amex will then mail you instructions for what to do next. You’ll have 60 days to return any proof they request, which may include damage estimates, police reports, etc.
American Express Platinum card rental car insurance will reimburse you within 90 days of American Express receiving your proof of the incident. Before you rent a car with your Amex Platinum card, you should take some time to read through the benefits guide. It will give you the full information.
The American Express Platinum card is worth it if you travel frequently, spend a lot, and can take advantage of the card’s many benefits. American Express Platinum card benefits include Uber and airline fee credits, lounge access and more. But the American Express Platinum card is not worth it if you rarely travel and won’t spend enough ($5,000 in the first 6 months) to qualify for the card’s initial bonus: 75,000 points. That bonus, along with the card’s annual travel credits, goes a long way toward affording the American Express Platinum card’s $550 annual fee.… read full answer
But before you decide, let’s do a little bit of math to see whether the American Express Platinum card is worth the expense, starting the first year.
Here’s more info about the American Express Platinum card:
Annual fee: $550
Initial bonus: 75,000 points for spending $5,000 in the first 6 months
Rewards earned: 1 - 5 points per $1, depending on the type of purchase
Annual Uber credit: Up to $200, annually
Annual airline fee credit: Up to $200, annually
Saks Fifth Avenue Credit: Up to $100, annually
Lounge access: $429
TSA pre-screening or Global Entry application waiver: $85 or $100, respectively
So, for your first year alone, you could wind up with hundreds of dollars in net value. And that doesn’t even factor in the card’s normal, purchase-based rewards. Normal spending could add even more, too, if your purchases qualify for the American Express Platinum card’s ongoing bonus rewards rates: 5 points / $1 spent on airfare and prepaid hotel stays booked through American Express. Similarly, there are other benefits that you could take advantage of, including Gold status in the Marriott Bonvoy and Hilton Honors loyalty programs and complimentary amenities worth with an average of $550 per stay at participating Fine Hotels and Resorts.
Now let’s look at the card’s second year. You’re still paying the $550 annual fee, but you no longer have an initial bonus to help make up for it. Also gone in year two is the value of the pre-screening application waiver, if you use it year one. As a result, if you spend the same amount as the first year, the total value of your benefits wouldn’t be much more than the annual fee. So, you’d be putting in and getting out about the same amount of value. To really make money with this card after the first year, you’d have to spend a lot more.
So, the American Express Platinum card is a good card for big spenders who travel all the time and can wring every drop of value out of its benefits. But it’s too expensive for light spenders and occasional travelers.
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