The American Express Platinum card roadside assistance is no longer available. American Express dropped roadside assistance and travel accident insurance from all of its cards, effective January 1, 2020. When it was offered, American Express Platinum card roadside assistance provided services such as towing (up to 10 miles), flat tire changes, lockout assistance and up to 2 gallons of fuel. There was no charge for the first 4 service calls each year. After that, the cardholder was responsible for any repair charges.
At the same time American Express Platinum card discontinued roadside assistance and travel accident insurance, it added two new travel benefits. As of Jan 1, 2020, American Express Platinum card trip cancellation insurance reimburses you for trips cancelled because of unforeseen situations such as weather, injuries, and other events. Trip Delay Insurance covers you for reasonable unexpected expenses if your trip is delayed more than six hours.
The best American Express Platinum card benefits are an initial bonus of 75,000 points, airport lounge access and an annual $200 airline fee credit. The American Express Platinum card also provides other travel-related perks, such as 5 points / $1 spent on travel booked directly through the American Express travel … read full answerwebsite, $200 in annual Uber credits, and 0% foreign transaction fees. On top of that, cardholders are eligible for car rental privileges, such as vehicle upgrades and discounts, along with complimentary Gold elite status in the Marriott Bonvoy and Hilton Honors loyalty programs.
The American Express Platinum card has plenty of traditional benefits, too. Those include up to $20,000 in trip cancellation/interruption insurance, baggage protection of up to $3,000 annually per person per trip, and car rental insurance. You’ll also get extended product warranties, return protection and a $100 annual credit toward purchases at Saks Fifth Avenue.
The American Express Platinum card benefits do come at a high cost. The card’s annual fee is a hefty $550. So, to determine if the card is worth the enormous price tag, you’ll first need to assess how much you’ll spend on it each year, then establish whether you’ll be able to take full advantage of the assorted the American Express Platinum card benefits.
The best credit card with free roadside assistance is the Citi / AAdvantage Executive World Elite Mastercard. The coverage includes towing up to 10 miles, winching, jump starts, flat tire changes, lockout service and delivery of up to 2 gallons of gas. The cardholder has to pay for towing over 10 miles, but all other services are completely free. There’s no limit to the number of free services per year. The AAdvantage Executive card’s annual fee is $0 for the first year and $99 after. Some of the additional perks helping to cover that cost include 20,000 points for spending $5,000 in the first 3 months and a complimentary Admirals Club airport lounge membership.… read full answer
Another card with free service is Amex Platinum. But it only provides assistance up to 4 times per year at no cost. After that, you have to pay. The Platinum card does have a $550 annual fee. But it offers plenty more to make up for it, like an initial bonus of 75,000 points.
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