Karen Moroz, WalletHub Mortgage Analyst
The only way to get an American Express Platinum card RSVP code is if you receive a pre-approved offer from American Express either by e-mail or regular mail. The offer will include a 14-digit American Express Platinum card RSVP code, which you should provide if you apply for the card online. This lets American Express know to flag your application as pre-approved, giving you better odds of approval.
Other things to know about the American Express Platinum card targeted offers:
Certain pre-approved offers may have different welcome offers. The most common offer is the American Express Platinum card’s normal welcome offer of 80,000 points for spending $6,000 in the first 6 months of account approval. There may also be targeted offers for more bonus points with the same spending requirement. Putting in your American Express Platinum card RSVP code will not only flag your application as pre-approved, but also lock in the corresponding bonus offer if you are approved.
If you do not receive a targeted offer, you can check for pre-qualified offers online. You’ll know within minutes if you’re pre-qualified for the American Express Platinum card or another American Express card. If you apply and are approved for the American Express Platinum card after being pre-qualified online, it will come with the card’s regular welcome offer.
The Platinum Card® from American Express
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