The only way to get an American Express Platinum card RSVP code is if you receive a pre-approved offer from American Express either by e-mail or regular mail. The offer will include a 14-digit American Express Platinum card RSVP code, which you should provide if you apply for the card online. This lets American Express know to flag your application as pre-approved, giving you better odds of approval.
Different pre-approved offers may have different sign-up bonuses. The most common offer is the American Express Platinum card’s normal sign-up bonus of 75,000 points for spending at least $5,000 within 6 months of account approval. There may also be targeted offers for 100K points with the same spending requirement. Putting in your American Express Platinum card RSVP code will not only flag your application as pre-approved, but also lock in the corresponding bonus offer if you are approved.
If you do not receive a targeted offer, you can check for pre-qualified offers on the Amex website. You’ll know within minutes if you’re pre-qualified for the American Express Platinum card or another American Express card. If you apply and are approved for the American Express Platinum card through Amex’s online pre-qualification tool, it will come with an offer for the card’s regular sign-up bonus.
Yes, the American Express Platinum card does offer a 100k bonus, but only if Amex sends you a personalized offer by mail or email. Amex may send you this offer if your credit profile is a good fit for the card. If you receive an offer and are approved for the American Express Platinum card, you must spend $5,000 within 3 months from the date the account is approved in order to earn the 100k bonus.… read full answer
Even though the American Express Platinum card 100k bonus isn’t available to everyone, the American Express Platinum card’s regular bonus of 75,000 points is still a pretty good deal if you qualify. The points are worth enough to offset the cost of the American Express Platinum card’s hefty $550 annual fee, at least for the first year.
Once you’ve met the spending requirement for the American Express Platinum card’s bonus, which is $5,000 in the first 6 months either way, the points will post to your account within 8-12 weeks.
To get American Express Platinum’s annual fee waived, call the American Express retention department at 1 (800) 452-3945. State that you’re considering cancelling or switching cards because of the high annual fee.
American Express typically does not waive annual fees entirely, but it may offer a side benefit to offset the Platinum card’s $550 annual fee. Retention offers traditionally include statement credits, bonus points or spending bonuses. If there’s no offer, a customer can always cancel the card. Downgrading to an American Express card with a lower annual fee is also an option.… read full answer
If you’re requesting an annual fee waiver because of financial hardship, American Express offers a financial relief program for eligible cardholders. If you qualify, American Express will waive the annual fee, but depending on the program, you may not be able to use your Platinum card while you’re enrolled.
There is still another way you could possibly get American Express Platinum’s annual fee waived. If you’re a military member who meets the requirements for benefits under the Servicemembers Civil Relief Act (SCRA), American Express will waive Amex Platinum’s $550 annual fee every year that you’re on active duty. You’ll still get all of the card’s benefits, which include 5 points per $1 spent on airfare booked through Amex Travel, $200 annual credits for both airline fees and Uber rides, and more.
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