Can you upgrade an American Express Platinum card?

The main American Express Platinum card’s requirements for approval are that an applicant must be at least 18 years old with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN). Applicants must also have a physical U.S. address, enough income to make monthly minimum payments, and at least good credit (a credit score of 700+).

American Express Platinum card Requirements

• At least 18 years old
• Physical U.S. address (no P.O. boxes)
• Proof of...

The American Express Platinum card annual fee is $695 per year. American Express Platinum card’s $695 annual fee is higher than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with The Platinum Card® from American Express, either.

American Express Platinum card Fees

• Annual Fee: $695
• Cash Advance Fee: 5% (min $10)
• Foreign Fee: 0%
• Max Late Fee: $40

You might get your American Express Platinum card annual fee waived if you are calling the Amex retention line at (800) 452-3945, but it is not guaranteed that it will work. Alternatively, you should consider applying for the Amex financial relief program.

Here’s how to get the American Express Platinum card annual fee waived:

• Call the retention line: You can ask Amex to waive the annual fee by calling (800) 452-3945. However, it’s important to understand that this approach may...