What is the Plum Card credit limit? This question is about The Plum Card® from American Express

What is the Plum Card credit limit?

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This question is about The Plum Card® from American Express

Chip Lupo, Credit Card Writer

@CLoop • 08/17/22 This answer was first published on 08/17/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Plum Card spending power can change monthly based on a cardholder’s spending patterns and other factors. Keep in mind that cards with no preset spending limit (NPSL), such as Plum Card, don’t have endless spending power. Rather, NPSL simply means the issuer doesn’t give you a set limit when you’re approved for the card.

With most NPSL cards, you won’t know what your card’s spending power will be in any given month, so it’s best to keep your spending in check.

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What's the American Express Plum card credit score requirement?

The Plum Card credit score requirement is at least 700. That means you need good credit or better for a decent shot at approval.

What you should know about the Plum Card credit score and other approval requirements:

Your personal credit score is taken into consideration. Although Plum Card is a business credit card, you’re personally responsible for paying off balances on this card. As a result, Amex considers your personal credit history (along...

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How high are American Express credit limits?

There is no way to know how high American Express credit limits are as Amex doesn’t disclose this information in their cards’ terms and conditions. Your credit limit will depend on your credit history, debt level, income, and payment history on other American Express cards. So, you won’t know your American Express credit limit until you’re approved for an account.

One way to estimate what credit limit you might get on an American Express card...

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How do you get approved for a high limit credit card?

To get approved for a high limit credit card, you will need good to excellent credit and proof that you can afford a high spending limit. More specifically, your credit limit will be determined by several factors, including your income, assets, and existing debt obligations. Picking the right credit card goes a long way, too.

How to Get Approved for a High Limit Credit Card

Apply for a credit card with a...

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