What are the Plum Card categories for rewards? This question is about American Express Credit Cards

What are the Plum Card categories for rewards?

This question is about American Express Credit Cards

Adam McCann, Financial Writer

@adam_mcan • 05/27/22 This answer was first published on 05/27/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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There are no Plum Card categories for bonus rewards. The Plum Card instead gives a flat rewards rate on all purchases when you pay your bill early.

There are plenty of other credit cards that do offer bonus rewards in specific categories, though. If you’re looking for a rewards credit card with bonus categories, a good place to start your search is WalletHub’s list of the best rewards credit cards.

What credit score do you need for the American Express Plum card?

The Plum Card credit score requirement is at least 700. That means you need good credit or better for a decent shot at approval.

What you should know about the Plum Card credit score and other approval requirements:

Your personal credit score is taken into consideration. Although Plum Card is a business credit card, you’re personally responsible for paying off balances on this card. As a result, Amex considers your personal credit history (along...

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What are the different types of credit card rewards?

There are three different types of credit card rewards: points, miles and cash back. Rewards credit cards are also targeted to three main groups: students, small business owners and people with above-average credit.

Although there are differences between credit card rewards currencies and the ways in which credit card companies dole them out to different groups, the major types of credit card rewards all work pretty much the same way. You’ll earn rewards for...

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How do you redeem credit card rewards?

You can redeem your credit card rewards online, through the issuer’s mobile app, or over the phone, depending on the card. The most common credit card rewards redemption options include cash back, travel purchases, and gift cards.

Once you redeem your credit card rewards, they’ll be subtracted from your rewards balance immediately. If you wish to redeem your rewards for a statement credit, it will generally be credited to your account within 2-3...

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