The Amex SPG foreign transaction fee is $0. The SPG Credit Card (None 1st yr, $95 after annual fee), SPG Luxury Credit Card ($450 annual fee) and SPG Business Credit Card ($95 annual fee) all have $0 foreign transaction fees. That did not change after Marriott rebranded all the SPG credit cards. Since there’s no Amex SPG foreign transaction fee, the points you earn on international purchases will not be negated by extra expenses. However, you may be charged a fee when you use an Amex SPG card at an ATM outside of the U.S.
Not having a foreign fee to worry about is good news for cardholders who travel, but only for those who have one of these credit cards already. All the SPG credit cards are closed to new applications as of February 2019. If you got an SPG card before the cutoff date, you get to keep your card for now. But eventually Marriott will send you a corresponding version from the Marriott Bonvoy credit card lineup. Amex SPG is now the Marriott Bonvoy Amex Card; the SPG Luxury Credit Card is now the Marriott Bonvoy Brilliant Credit Card; and the SPG Business Credit Card is now the Marriott Bonvoy Business Credit Card.
Several American Express credit cards other than the three SPG credit cards also charge $0 foreign transaction fees. And American Express cards that do have foreign transaction fees charge up to 2.7%. But it’s worth pointing out that American Express cards are not as widely accepted internationally as Mastercard and Visa cards. Even Discover cards have an edge abroad.
American Express has several credit cards with no foreign transaction fees, including Amex Platinum, Amex Gold, and cards with rewards for Hilton, Marriott and Delta. The Amex cards without international fees have annual fees ranging from $0 to $500+. They also offer valuable travel benefits, such as free checked bags and luxury airport lounge access.… read full answer
The best American Express credit card with no foreign transaction fee is the Hilton Honors American Express card because it’s the only general-consumer offer without an annual fee. The Hilton Amex Card also has a nice signup bonus, giving 75,000 points once you spend $1,000 within the first three months. The ongoing rewards are pretty good too. Cardholders earn 7 points per dollar spent with hotels and resorts in the Hilton Honors collection as well as 5 points per dollar spent at restaurants, supermarkets, and gas stations. They’ll also earn 3 points per dollar spent on all other purchases.
American Express Cards with No Foreign Transaction Fees:
The Platinum Card ($550 annual fee)
Hilton Honors American Express Ascend Card ($95 annual fee)
Hilton Honors American Express Credit Card ($0 annual fee)
The Gold Card ($250 annual fee)
Marriott Bonvoy Brilliant American Express card- ($450 annual fee)
Delta Reserve Credit Card- ($550 annual fee)
Gold Delta SkyMiles ($0 1st yr, $99 after annual fee)
Platinum Delta SkyMiles ($250 annual fee)
While American Express no-foreign transaction fee credit cards make it cheaper to travel with your Amex card, they’re not accepted everywhere. You should be able to find businesses that accept American Express in places like Canada and Mexico. However, it’ll be harder in smaller countries, especially those that don’t typically do business with the U.S.
If you’re unfamiliar with foreign transaction fees, they’re a surcharge for using a credit card with a foreign merchant. Credit cards with foreign fees usually charge 1%-3% of the purchase price. That can really add up, especially since Amex’s 2.7% foreign fee is on the higher end of the spectrum.… read full answer
Here are the American Express foreign transaction fees:
American Express cards with a foreign transaction fee charge 2.7%.
Many American Express credit cards have no foreign transaction fees.
Amex foreign transaction fees apply when you buy things abroad OR shop at foreign merchants online.
Some of the best American Express cards with no foreign fees include Amex Platinum and Premier Rewards Gold as well as the PenFed Premium Travel Rewards card and the Amex cards affiliated with Starwood, Hilton and Delta.
If you’re looking for an international credit card, it’s best to get one with no foreign transaction fee, and American Express does have a good selection. But American Express cards aren’t accepted by nearly as many foreign merchants as Visa and Mastercard. So you may find yourself somewhere your Amex won’t work. And that’s why it’s probably better to have a Visa or Mastercard for travel.
The Citibank foreign transaction fee is 0% or 3% of purchases processed internationally, depending on the card. Citi travel rewards cards such as the AAdvantage Mastercard and the Costco Anywhere Visa have no foreign transaction fees. But when you spend money abroad with other Citi credit cards, like Double Cash or Simplicity, you’ll have to pay an extra 3% on whatever you buy.… read full answer
That could cramp anyone’s style, whether you’re traveling or just shopping online. So it’s good to know there are several Citibank credit cards with no foreign transaction fee. Some of the most popular Citi cards without foreign fees include ThankYou Premier, AAdvantage Platinum Select and Expedia+ Voyager. However, just because these cards have no foreign transaction fees doesn’t mean they’re free. Most charge annual fees.
If you want a Citi credit card with no foreign transaction fees and no annual fee, consider the Costco Anywhere Visa. It gives unlimited 3% cash back on travel and restaurant purchases. You also get 4% back on gas purchases, up to the first $7,000 spent each year, among other perks.
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