Adrian Kaplan, WalletHub Credit Card Consultant
@kaplanlier11
The Amex SPG foreign transaction fee is $0. The SPG Credit Card (None 1st yr, $95 after annual fee), SPG Luxury Credit Card ($450 annual fee) and SPG Business Credit Card ($95 annual fee) all have $0 foreign transaction fees. That did not change after Marriott rebranded all the SPG credit cards. Since there’s no Amex SPG foreign transaction fee, the points you earn on international purchases will not be negated by extra expenses. However, you may be charged a fee when you use an Amex SPG card at an ATM outside of the U.S.
Not having a foreign fee to worry about is good news for cardholders who travel, but only for those who have one of these credit cards already. All the SPG credit cards are closed to new applications as of February 2019. If you got an SPG card before the cutoff date, you get to keep your card for now. But eventually Marriott will send you a corresponding version from the Marriott Bonvoy credit card lineup. Amex SPG is now the Marriott Bonvoy Amex Card; the SPG Luxury Credit Card is now the Marriott Bonvoy Brilliant Credit Card; and the SPG Business Credit Card is now the Marriott Bonvoy Business Credit Card.
Several American Express credit cards other than the three SPG credit cards also charge $0 foreign transaction fees. And American Express cards that do have foreign transaction fees charge up to 2.7%. But it’s worth pointing out that American Express cards are not as widely accepted internationally as Mastercard and Visa cards.
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