How do I get 6% cash back on Apple?

Question

You can redeem cash back on your Apple Card to make purchases, send money to a friend, transfer money to your account, or pay off your balance.

You can find your Apple Card cash back rewards into your Apple Cash account, in the Wallet app.

How to Redeem Cash Back on Your Apple Card… read full answer

Shop through Apple Pay: You can use Apple Pay to pay anywhere it is accepted—in grocery stores, boutiques, restaurants and more. You can also use Apple Pay to make purchases on iTunes, Apple Music, the App Store, iCloud, Apple News+ and more.

Send money through Messages: You can use Apple Cash to send money to your iMessage friends. Just open a private conversation thread with the person you want to send money to. Tap the "Apple Pay app" icon just above the keyboard, where the rest of your iMessage apps are located. Enter the amount of money you want to send and tap "Pay."

Transfer money to your bank account: If you'd rather have your Apple Cash in your checking account, you can transfer the money directly from your iPhone. Just open the Wallet app and choose “Transfer to Bank.” Enter the amount you want to withdraw, then tap “Next.”

Pay off your balance: It's possible to use your Daily Cash earnings to pay towards your Apple Card balance. Open the Wallet app and select your Apple Card. Then, tap the “Pay” button, enter the amount you want to pay, and select “Pay Now.”

It’s also worth noting that your Apple Card’s cash back rewards will never expire. Even if you close the account, the money is still available in Apple Cash within the Wallet app.

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Answer 1 · 2022-06-22 07:08:53

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Maria Adams, Credit Cards Moderator

@m_adams • 06/22/22 This answer was first published on 06/22/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Unfortunately, you cannot get 6% cash back on the Apple Card. This card awards cardholders with 1 - 3% cash back, depending on the type of purchase. More specifically:

Every time customers use Apple Card with Apple Pay, they will receive 2% Daily Cash.
Customers will also get 3% Daily Cash on all purchases made directly with Apple, including at Apple Stores, on the App Store and for Apple services. You also get 3% cash back on purchases you make at select merchants like Exxon, T-Mobile, Nike, Uber and more.
Apple has also designed a titanium Apple Card for shopping at locations where Apple Pay is not accepted yet. For purchases made with the titanium Apple Card, customers will get 1% Daily Cash.

The Apple Card is most rewarding when used through Apple Pay. On non-Apple Pay purchases, you will receive just 1% cash back.

If you’re looking for a card that offers 6% cash back, you could check out the Blue Cash Preferred® Card from American Express. This is considered one of the best cash back credit cards on the market. More specifically, this card gives 6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%) and select U.S. streaming subscriptions.

How do I get 6% cash back on Apple?

Maria Adams, Credit Cards Moderator

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