The biggest Apple Card benefits are rewards of up to 3% cash back on purchases, $0 fees, easy integration with Apple products, and the possibility of low APRs. Also, the Apple Card is made of titanium and doesn’t have a card number on it, which makes it less susceptible to fraud and gives it a sleek look.
The Apple Card’s benefits don’t include many things traditionally offered by other credit cards, such as travel insurance, rental car insurance, purchase protection or extended warranties. But issuers have been cutting down on those benefits in recent years, anyway.
Best Apple Card Benefits:
Lots of cash back: Purchases made using the card through Apple Pay earn 2% cash back, while purchases that don’t go through Apple Pay earn 1% back. Purchases from Apple are the exception, earning 3% whether you use Apple Pay or just swipe/dip your card.
Plus, unlike other credit cards, the Apple Card offers its cash back on a daily basis. So the day a purchase processes, the cash back will appear in your account. You can use cash back to make purchases with Apple Pay, pay your credit card bill, or make a transfer to your bank account.
No fees: The Apple Card has a $0 annual fee. It also has a 0% foreign transaction fee. There is no cash advance fee and no balance transfer fee because neither of those transactions are allowed on the card.
Integration with Apple products: The Apple Credit Card is integrated with Apple Pay and the Wallet App, allowing you to easily track your purchases as well as use Face ID or Touch ID to authorize purchases. You can make purchases using your phone when you don’t have your card on hand, as well.
Virtual card numbers: You can use the Wallet app to generate virtual card numbers to further protect yourself from fraud while shopping online.
Metal card: The Apple Card is made of titanium, giving it a sleek, prestigious look that’s in line with Apple’s brand.
While the Apple Card’s benefits don’t include some traditional perks, the card does provide a lot of useful features that make it a worthwhile addition to your wallet – if you love Apple products and services.
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