Chip Lupo, Credit Card Writer
@CLoop
You can request an Apple Card credit limit increase through the Marcus by Goldman Sachs mobile app. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Marcus by Goldman Sachs has on file. Marcus by Goldman Sachs will be more likely to increase your credit limit if the revised income clearly shows that you can afford a higher limit.
On your iPhone:
- Open the Wallet app and tap Apple Card.
- Tap the More button, then tap Card Details.
- Tap the Message button.
- Type a message requesting a credit limit increase, then tap the Send button.
On your iPad:
- Open the Settings app.
- Scroll down and tap Wallet & Apple Pay.
- Tap Apple Card, then tap the Info tab.
- Tap the Message button .
- Type a message requesting a credit limit increase, then tap the Send button
Impact of an Apple Card Credit Limit Increase on Your Credit Score
When you request an Apple Card credit limit increase, Marcus by Goldman Sachs will conduct a soft pull of your credit report, which does not affect your credit score. However, some Apple Card credit limit increase requests may involve a hard pull, which will cause a short-term dip in your credit score. Marcus by Goldman Sachs cannot do a hard pull without your permission.
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