There are many reasons why an Apple Credit Card application was denied, and the issuer must provide those reasons. However, one of main reasons is not meeting the credit score requirement (a score of at least 700).
If you got denied because of your credit score, Goldman Sachs, the card’s issuer, would send a copy of the credit score and the top factors contributing to your credit score. You could also be denied for a reason unrelated to your credit, like your income or employment history. Again, you will get a detailed explanation from the issuer.
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