Can I do a balance transfer with my Apple Card? This question is about the Apple Card

No, you cannot do a balance transfer with your Apple Card. The issuer does not allow balances from other issuers’ accounts to be transferred to the Apple Card. In general, balance transfers let you to shift high-interest debt from your current account to another issuer’s credit card and pay off the balance, presumably at a reduced interest rate. Although the issuer does not allow balance transfers with the Apple Card, there are plenty of options from other issuers to choose from. Notable Balance Transfer Credit Cards Rates & FeesLong Intro Period: Wells Fargo Reflect® CardWells Fargo Reflect® CardLearn MoreLearn Moreon issuer's websiteCash Back Rewards: Bank of America® Customized Cash Rewards credit cardBank of America® Customized Cash Rewards credit cardLearn MoreLearn Moreon issuer's websiteNo Annual Fee: Chase Freedom Unlimited®Chase Freedom Unlimited®Learn MoreLearn Moreon issuer's websiteExcellent Credit: BankAmericard® credit cardBankAmericard® credit cardLearn MoreLearn Moreon issuer's website How to Choose a Balance Transfer Card The objective of a balance transfer is to save money on interest. So, you will want a card with a low introductory APR on balance transfers. Just be sure to pay off the transferred balance in full before the introductory rate expires. Otherwise, the remaining balance will accumulate interest daily at the card’s regular APR. You can find out how much a balance transfer card with a low intro APR will save you in interest charges by using WalletHub’s balance transfer calculator. This tool will also recommend credit cards that may help you save money and get out of debt faster.

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Can I do a balance transfer with my Apple Card?

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This question is about the Apple Card

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Chip Lupo, Credit Card Writer

@CLoop • 01/27/23 This answer was first published on 02/10/22 and it was last updated on 01/27/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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No, you cannot do a balance transfer with your Apple Card. The issuer does not allow balances from other issuers’ accounts to be transferred to the Apple Card. In general, balance transfers let you to shift high-interest debt from your current account to another issuer’s credit card and pay off the balance, presumably at a reduced interest rate.

Although the issuer does not allow balance transfers with the Apple Card, there are plenty of options from other issuers to choose from.

Notable Balance Transfer Credit Cards

Rates & FeesLong Intro Period: Wells Fargo Reflect® CardWells Fargo Reflect® CardLearn MoreLearn Moreon issuer's website
Cash Back Rewards: Bank of America® Customized Cash Rewards credit cardBank of America® Customized Cash Rewards credit cardLearn MoreLearn Moreon issuer's website
No Annual Fee: Chase Freedom Unlimited®Chase Freedom Unlimited®Learn MoreLearn Moreon issuer's website
Excellent Credit: BankAmericard® credit cardBankAmericard® credit cardLearn MoreLearn Moreon issuer's website

How to Choose a Balance Transfer Card

The objective of a balance transfer is to save money on interest. So, you will want a card with a low introductory APR on balance transfers. Just be sure to pay off the transferred balance in full before the introductory rate expires. Otherwise, the remaining balance will accumulate interest daily at the card’s regular APR.

You can find out how much a balance transfer card with a low intro APR will save you in interest charges by using WalletHub’s balance transfer calculator. This tool will also recommend credit cards that may help you save money and get out of debt faster.

Answer Question

How can I activate my Apple Credit Card?

You can activate your Apple Card through your iPhone. More specifically, your new Apple Card is sent in a special wallet-style packaging which contains an NFC (Near Field Communication) tag. This tag initiates the link between the physical Apple Card with the digital one in the Wallet app on your iPhone.

You will need a compatible iPhone with the latest iOS version to activate your Apple Card.

Here's how to activate your Apple Card:

Open the packaging...

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How can I reach the Apple Credit Card customer service?

You can reach the Apple Card customer service online, through the Messages app, by calling (877) 255-5923, or by mail.

Here is how to contact the Apple Card customer service:

Online: Contact Apple through the Messages app on your Apple device and you will be routed to the Apple Card customer service for any account-related questions. Alternatively, you can chat with an agent by using the Apple Wallet app and tapping "Message."
By phone: Call the Apple Card customer...

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Is the Apple Card a Visa or Mastercard?

The Apple Card is a Mastercard. You can use your Apple Card at nearly 11 million merchants that accept Mastercard nationwide. Plus, your card is accepted in more than 200 countries and territories.

There are a few differences between Visa and Mastercard credit cards, such as the network-level benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including extensive worldwide acceptance. As a result, it’s more worthwhile to compare...

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