What's the Apple Credit Card income requirement?

This question is about the Apple Card

Augustine Middleton, Member

@augustine_m1 11/26/20 This answer was first published on 11/27/20 and it was last updated on 11/26/20.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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To be approved for the Apple Credit Card, your income needs to be sufficient to make your debt payments.

More specifically, you need to:

Have sufficient disposable income after you pay current debt obligations;
Make sure your existing debt obligations are not a high percentage of your monthly income;
Make sure all your unsecured debt obligations are less than 50% of your monthly income;
Not have maxed out all of your credit cards within the last 3 months

If you’re sure you don’t tick any of the boxes from above, then your income won’t be a problem when the issuer checks your application.

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