If you're not satisfied with your credit limit, you could request an increase after at least 6 months of responsible credit utilization by calling 1-800-947-1090. Applied Bank will also periodically review your account to see if you're eligible for an increase.
Keep in mind that requesting an increase could result in a hard pull on your credit, which may lower your credit score for a short period of time.
The Applied Bank® Unsecured Classic Visa® Card interest rate is 29.99%. This Applied Bank Unsecured Credit Card interest rate is fixed, meaning the rate does not change based on economic conditions, like a variable rate would.
The Applied Bank Unsecured Credit Card does not give you a grace period, which means you will begin to accrue interest the same day you make a purchase.… read full answer
In addition to the regular interest rate, Applied Bank Unsecured Credit Card also charges a separate interest rate on cash advances. All Applied Bank Unsecured Credit Card interest rates will be listed on your statement and on your online account summary.
The Applied Bank Unsecured Credit Card exchange rate is Visa’s exchange rate on the date you make a purchase, plus any foreign transaction fees. While Visa exchange rates change daily, the Applied Bank Unsecured Credit Card foreign fee is always 3% of each transaction in U.S. dollars.
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