To log in to your Applied Bank® Secured Visa® Gold Preferred® Credit Card account, go to the login page on the Applied Bank website or mobile app and enter your username and password in the appropriate fields. Then, click the “Sign In” to access your online account. If you don’t already have an account, you will need to start by clicking “Click Here to Enroll” in order to set up a username and password.
How to Log in to a Applied Bank Secured Gold Card Credit Card Account
Register your Applied Bank Secured Gold Card for online account access. Click “Click Here to Enroll” and enter your account number, the last 4 digits of your Social Security number and date of birth to verify your credit card account.
Choose your Applied Bank Secured Gold Card username and password. The username must be between 6 and 16 characters, including special characters, but no spaces. The password must contain 8 to 16 characters and have at least 1 special character. The password is not case sensitive and may contain special characters.
Log in with your new Applied Bank Secured Gold Card credentials. From the login page on the Applied Bank website or mobile app, fill out the Username and Password fields using your new credentials, and click “Sign In” to access your account.
After you have signed up and logged in, you’ll be able to manage your Applied Bank Secured Gold Card card account online. You can pay your credit card bill, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.
If you forget your login information, click “Forgot Username/Password? ” on the Applied Bank login page. Then, just follow the prompts to reset or retrieve your username or password.
The first thing to do when dealing with a lost Visa credit card is freeze the card through the card issuer’s website or mobile app, if possible. Next, report the lost Visa credit card to the bank or credit union that issued the card, and request a replacement. It usually takes 3-7 business days to get a replacement Visa card, but some issuers may offer expedited shipping, even for free.… read full answer
After that, take a breath. All Visa credit cards have $0 liability guarantees for unauthorized transactions, so you won’t have to pay for any fraudulent charges made with your card before you managed to freeze or report it. Once you report your card as lost, the card issuer will cancel that card number to permanently invalidate the Visa. They will then send you a replacement card. If you need the card within a few days, request expedited shipping when you speak with your card issuer. Just be sure to ask about any fees that may be assessed for rush delivery.
You can also report your lost card to Visa, but it’s not necessary. Visa will make sure that your card issuer is informed and will help you get a replacement card, but this can all be done faster by calling your card issuer directly. However, Visa can also arrange for emergency cash to be available at a bank near you within hours of your bank’s approval. This service should only be used a last resort, but it can come in handy if you’re stuck in a foreign country without a credit card.
Finally, activate your new Visa once it arrives. You can begin using your card immediately after activation. Since the former card number will no longer work, make sure to update your billing information for all recurring payments, so that you don’t get charged late fees.
The Applied Bank Secured Gold Card does not give you a grace period, which means you will begin to accrue interest the same day you make a purchase.… read full answer
In addition to the regular interest rate, Applied Bank Secured Gold Card also charges a separate interest rate on cash advances. All Applied Bank Secured Gold Card interest rates will be listed on your statement and on your online account summary.
The Applied Bank Secured Gold Card exchange rate is Visa’s exchange rate on the date you make a purchase, plus any foreign transaction fees. While Visa exchange rates change daily, the Applied Bank Secured Gold Card foreign fee is always 3% of each transaction in U.S. dollars.
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