Chip Lupo, Credit Card Writer
@CLoop
To add an Applied Bank Secured Gold Card authorized user, log in to your online account and find the appropriate menu option, or call customer service at 1 (888) 839-7952. You will need to provide the authorized user’s personal information, including their full name, in order to add them.
Once added as an authorized user, the individual will receive their own credit card, sent to your mailing address, within a few weeks of being added to the account. The authorized user’s card will have full access to the account’s credit limit. Applied Bank authorized users are able to make purchases, but only the primary cardholder is responsible for making payments. In addition, Applied Bank reports account information to the major credit bureaus, which affects the credit of everyone on the account. Authorized users are able to remove themselves from the account at any time.
Applied Bank® Secured Visa® Gold Preferred® Credit Card
Applied Bank® Secured Visa® Gold Preferred® Credit Card
People also ask
Do authorized users build credit?
Yes, authorized users do build credit. You can actually build a good or excellent credit score just as an authorized user on a credit card. When you become an authorized user, the account is added to your credit report, which means on-time payments by the primary cardholder will help you build good credit history. But because authorized users are not responsible for paying the bills, credit scores don’t give authorized user accounts as much weight. So...
read full answerHow do I remove an authorized user from my credit card?
To remove an authorized user from a credit card, call the customer service phone number on the back of your card or make the request through your online account. You can also mail your request to the issuer, though it would be much slower. Either the primary cardholder or the authorized user can request removal.
You will need to provide the card number, the primary cardholder’s name, and the authorized user’s name. Some credit card...
read full answerIs there a minimum age for an authorized user on a credit card?
No, there is no legally required minimum age for an authorized user on a credit card. That’s because authorized users aren’t entering into any kind of contract or borrowing money in their own name. As a result, many issuers do not have age requirements when it comes to authorized users. This means you could even make a newborn an authorized user on your account if you want to. Just note that some credit card companies have...
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