What is the Applied Bank Secured Gold Card interest rate? This question is about the Applied Bank® Secured Visa® Gold Preferred® Credit Card

What is the Applied Bank Secured Gold Card interest rate?

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This question is about the Applied Bank® Secured Visa® Gold Preferred® Credit Card

Chip Lupo, Credit Card Writer

@CLoop • 03/11/22 This answer was first published on 03/11/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Applied Bank® Secured Visa® Gold Preferred® Credit Card interest rate is 9.99%. This Applied Bank Secured Gold Card interest rate is fixed, meaning the rate does not change based on economic conditions, like a variable rate would.

The Applied Bank Secured Gold Card does not give you a grace period, which means you will begin to accrue interest the same day you make a purchase.

In addition to the regular interest rate, Applied Bank Secured Gold Card also charges a separate interest rate on cash advances. All Applied Bank Secured Gold Card interest rates will be listed on your statement and on your online account summary.

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How do I make an Applied Bank Secured Gold Card payment?

You can make an Applied Bank® Secured Visa® Gold Preferred® Credit Card payment online, by phone, through the Applied Bank mobile app, by mail or at a branch. To pay an Applied Bank Secured Gold Card bill online, log in to your online account and click on “Pay by Internet.” Then, choose how much to pay, when to pay it, and where the payment is coming from. Applied Bank does allow cardholders to set up automatic payments, too.

Ways to Make an Applied Bank Secured Gold Card Payment

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What is the highest credit card interest rate?

The highest credit card interest rate in recent memory was 79.9% on a card offered by First Premier Bank in 2010. That offer’s not available anymore. The current highest credit card interest rate is 36%. That’s on the First PREMIER® Bank Credit Card. The next highest credit card interest rate seems to be 35.99%, charged by the Total Visa® Card and the First Access Visa® Card. These rates are very high when you consider that the average interest rate is only around 18%.

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What is a good interest rate on a credit card?

A good interest rate on a credit card is anything below 14%. That is roughly the average regular interest rate on credit cards for people with excellent credit. Even a relatively good interest rate on credit cards for people with lower scores is not all that low. For example, credit card users with good or fair credit could pay interest at an annual rate of 20%+ and still have a below-average APR. Better-than-average for a credit card overall isn’t much...

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