Chip Lupo, Credit Card Writer
@CLoop
The main Applied Bank Secured Gold Card requirements are that an applicant must be at least 18 years old with a valid Social Security number. Applicants must also agree to put down a security deposit of $200+ before they can open the account. There’s no minimum credit score requirement, as the Applied Bank Secured Gold Card card is designed for people with bad credit and beginners with little or no borrowing history.
Applied Bank Secured Gold Card Card Requirements
- At least 18 years old
- Physical U.S. address (no P.O. boxes)
- Proof of income to make the monthly minimum payment
- Checking or savings account
- Social Security number
- $200 security deposit
While the Applied Bank Secured Gold Card has no minimum credit score requirement, Applied Bank may reject your application if there are serious negative entries on your credit report, such as a pending bankruptcy. In addition, if you apply for the Applied Bank Secured Gold Card card, it’s vital that you enter all required information completely and accurately. Knowingly reporting false or misleading information on a credit card application is a federal crime.
Applied Bank® Secured Visa® Gold Preferred® Credit Card
Applied Bank® Secured Visa® Gold Preferred® Credit Card
People also ask
How do I cancel an Applied Bank Secured Gold Card?
To cancel an Applied Bank Secured Gold Card, call customer service at 1 (800) 947-1090 and ask a customer service rep to cancel your card account. Cardholders can also cancel an account by mail.
Be aware that if there’s a balance remaining on the canceled account, you will still need to make at least the minimum payment every month until the balance is paid in full. You will also need to update the payment method for any recurring charges linked...
read full answerWhat is the minimum credit score for a credit card?
There is no minimum credit score needed for a credit card. You can get certain credit cards with no credit score or a bad credit score, especially if you have enough income to pay the bills, and some credit card companies won’t even check your credit history when you apply.
But there is a difference between getting approved for a credit card in general and getting one of the better offers. The credit score...
read full answerHow do I get a credit card for the first time?
To get a credit card for the first time, you should first check if you have any credit history, then compare cards and pick the best offer before applying. In order to be eligible to apply for your first credit card, you must be at least 18 years old and have enough income to afford monthly credit card payments. Below, you can learn more about the process of picking, applying for and getting your first...
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