The starting credit limit for the Applied Bank Unsecured Classic Visa card is $300.
This doesn't mean you will have the total amount available, once you are approved for this card. The annual fee of $75 1st yr, $45 after will be charged when you open your account.
The Applied Bank Unsecured Classic Visa also has a one-time fee of $89 before account opening, monthly fees starting the second year, a 29.99% interest rate and no grace period.
On the bright side, it reports account information to the three major credit bureaus on a monthly basis. So with responsible use, you'll have the chance to improve your credit score.
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