The Applied Bank Unsecured Classic credit score requirements fairly easy to meet, even with bad credit. The card merely requires a bank account and some income to balance out any debt.
The requirements are so lenient because the Applied Bank Unsecured Classic is a costly unsecured credit card for people with bad credit. While it does not require users to place a refundable security deposit, it does charge several non-refundable fees, starting with a one-time fee of $89 before account opening and a first-year membership fee of $75.
The good thing is that it reports to the credit bureaus on a monthly basis, so you will be able to get a better credit card once your credit improves.
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