The easiest way to apply for the Amazon.com Credit Card is online. Alternatively, you can submit an application for this card at your nearest Chase branch. You cannot apply for the Amazon.com Credit Card over the phone.
To apply, you must be at least 18 years old, have a valid U.S. Social Security Number, and have a U.S. physical address. To have a good chance of approval, you'll also need a score of 700+; this means you need at least good credit to get it.
If you don't get a decision instantly, you can check your application status by calling (888) 338-2586.
Ultimately, if you are interested in applying for the Amazon.com Store Card, you can also do that online. This card is issued by Synchrony Bank and it can only be used for Amazon.com purchases.
The Chase credit card minimum payment is either $35 or 1% of your statement balance plus any interest and late fees, whichever is greater. If your balance is less than $35, the entire amount is your minimum payment.
A minimum payment is the lowest amount you can pay each billing cycle for your account to remain in good standing. If you don’t make at least your minimum payment by the due date, you’ll be charged a late fee up to $39. And if you fall two minimum payments behind, it will hurt your credit score.… read full answer
Your Chase credit card minimum payment will always be included in your monthly statement. It’s also available when you log in to your online account. Plus, the formula Chase uses to calculate the minimum payment due is listed under the rates and fees table on your cardmember agreement. Chase uses the same minimum payment calculations for all of its credit cards.
Here are the Chase credit card minimum payments:
Balance less than $35: Minimum payment is the full statement balance. For example, if your statement balance is $12.95, your minimum payment is $12.95, too.
Balance up to $3,500 (interest + fees included): Minimum payment is $35.
Balance of more than $3,500 (interest + fees included): Minimum payment is 1% of the statement balance, including any past-due amounts, interest and late fees.
Making your Chase credit card minimum payment on time every month keeps your account in good standing. But if you want to avoid paying interest and getting into debt, you’ll need to pay off your entire balance each month.
The Credit CARD Act of 2009 requires issuers to include a table on monthly statement showing how long it would take to pay off your entire balance by making just the minimum payment each month. The table also includes how much you would have to pay per month to eliminate the balance in three years. It assumes you make no additional purchases on the card during that time.
It’s also worth noting that if you owe more than one balance on the same account, credit card issuers can apply your monthly minimum payment to the balance with the lowest interest rate. Only amounts above the minimum get applied to higher-rate balances. So only paying more than the minimum each month will help you get rid of your more expensive debt faster.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user.
Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.