Online: To apply for the Amex Green card online, click the “Apply Now” button, then enter the requested personal and financial information, review the card’s terms, and submit the application.
Phone: To apply over the phone, call American Express at (800) 528-4800. Say “apply” when prompted. Then, you will be connected with an American Express representative who will help you fill out your application.
Respond to a mail offer: To respond to a mail offer, visit the dedicated web page. Another option would be to fill out the application and mail it back in the addressed, postage-paid envelope that came with the offer.
Once you apply for the Amex Green card, you will likely get an instant decision, though it could take a few days or even a few weeks to hear back in some cases. If your application is approved, you should receive your card in the mail within 7 to 10 business days. If you don’t hear back right away, you can check your application status online anytime.
The Amex Green card’s credit score requirement is 700+. This means you need at least good credit to have a decent chance of approval. The Amex Green card’s credit score requirement is comparable to that of several other American Express cards. Some users report being approved with lower scores, but it’s a much safer bet to wait for a score of 700 before applying. … read full answer
The Amex Green card’s credit score requirement alone doesn’t determine your approval or rejection. But it is a key component. Amex also considers annual income, employment status, monthly rent/mortgage payments and existing debt, among other factors.
Here’s the Amex Green card credit score requirement and more:
Credit score required: Good (700+).
Other factors: Annual income, employment status, monthly rent/mortgage payment, existing debt and more.
Age requirement: At least 18 years old (must have a verifiable source of income).
Residency/identification requirement: A U.S. mailing address (no P.O. boxes) and a Social Security number, Individual Taxpayer Identification Number or passport.
Even if you meet the Amex Green card credit score requirement, you should be aware that this card is a hybrid card before you apply. That means you’re usually required to pay the entire balance in full each billing period. There is a feature called “Pay Over Time” where cardholders can carry a balance on individual eligible charges. However, these purchases are subject to approval by Amex. And the account will have a set “Pay Over Time” limit that cannot be exceeded. All charges not included in the Pay Over Time balance will also require to be paid in full every month. If you usually carry a balance every month, you might want to consider other Amex cards.
American Express uses Experian most of the time. Though Amex will use the other 2 major credit bureaus, TransUnion and Equifax, for some applications, they pull Experian for the majority.
Amex usually only does hard credit pulls for new applications. Some people who already have Amex credit cards will not get another hard inquiry if they apply for another Amex card in the future.… read full answer
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