How do I apply for the Chase Slate card?

The Chase Slate is currently missing from the Chase Bank website, so it's temporarily not available to new applicants.

The most likely explanation is that Chase has temporarily pulled it from the site to curb new applications during the current economic downturn due to the coronavirus pandemic.

Chase Slate approval odds are decent for applicants who have a credit score of at least 700 and who earn a steady income. The higher an applicant’s credit score and income are, the higher their Chase Slate approval odds are likely to be. Other factors that can affect approval chances include the applicant’s housing status, employment status, number of open credit and loan accounts, and recent credit inquiries.… read full answer

The best way to get a good estimate of your Chase Slate approval odds is to use Chase’s online pre-qualification tool. Put in your name, your address and the last 4 digits of your Social Security number, then agree to Chase’s terms and conditions. Next, click the “Find My Offers” button. In moments, the tool will show you any Chase cards for which you have high approval odds, which may include Chase Slate.

If Slate appears among the results, you’ll be able to immediately submit an application. If it doesn’t appear, you may want to work on improving your credit before applying. Keep in mind that Chase’s pre-qualification tool doesn’t affect your credit score, but submitting a credit card application will cause your score to drop a few points.

Chase might also send you a pre-qualification offer for the Slate card by mail. That’s another way to tell that your Chase Slate approval odds are high.

The credit score needed for Chase Slate approval was at least 700. Unfortunately, Slate is not accepting new applications at the moment. Chase Slate required good credit, at a minimum. And though some people say the good credit range starts at 660, only a score of 700+ gave you reasonable Chase Slate approval odds. Barely meeting a card’s minimum requirements simply doesn’t translate to a high likelihood of success. Rather, the higher your score was, the better your chances were.… read full answer

But even having the 700+ credit score needed for Chase Slate approval might not be enough. You have to meet a few other requirements, too.

Here are the eligibility requirements & credit score needed for Chase Slate:

• Basic eligibility. You’ll need a U.S. mailing address and a Social Security number (SSN). Chase does not take an ITIN in place of an SSN. And you’ll need to be at least 18 years old.
• Ability to pay. How much money you earn is a big factor in approval. Chase needs to see you can afford to pay for any purchases you make. Any debt you have will be weighed against that income, so you should try to owe as little as possible.
• No bankruptcy. If you’re currently going through bankruptcy, there’s no chance you’ll be approved. And if you’ve completed bankruptcy but it’s still on your credit report, you still might be denied.
• 700+ credit score. While it’s possible to be approved with lower scores, we don’t recommend risking it. So make sure to check your latest credit score for free before applying.
• 5/24 rule. Chase doesn’t officially say they do this, but many people have reported Chase will deny you if you have already opened five other credit cards (from any issuer) in the past 24 months.

If your score is not 700+ yet, consider taking a few months to improve your credit. And keep the other requirements in mind as well; you’ll need to pass all of them to be approved.

If you’re not sure whether you meet the Chase Slate credit score requirement, you can check your latest score for free on WalletHub, the only site where credit scores and reports update daily.