How can I apply for a Citi Diamond Preferred Card today? This question is about the Citi® Diamond Preferred® Card

You can apply for the Citi Diamond Preferred card either online or over the phone at (800) 505-1675. Alternatively, you can also submit an application in-person, at your local Citibank branch. Here's how to apply for the Citi Diamond Preferred card: Online: Applying online is the fastest and most straightforward way. You can either do that on sites like WalletHub, or through Citibank’s website. Usually, a decision is made instantly when you apply online. You will need to fill in a form with your personal, contact, and financial information. By Phone: Call (800) 505-1675 and follow the automated prompts to get connected with a customer service representative. You will then be guided through the application process. In-person: Visit your local Citibank branch and let a representative know that you would like to apply for the Citi Diamond Preferred card. When you apply for the Citi Diamond Preferred card, you will need to provide personal information such as your name, address, Social Security number (SSN), email, and phone number. You will also have to provide some financial information like your annual income and monthly housing payments. The Citi Diamond Preferred card requires good credit or better (a credit score of 700+) for good odds of approval. Applying triggers a hard inquiry on your credit report, which can temporarily lower your credit score. So if you don't know where you stand, you can always check your credit score for free, right here on WalletHub.

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How can I apply for a Citi Diamond Preferred Card today?

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This question is about the Citi® Diamond Preferred® Card

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Adrian Kaplan, WalletHub Credit Card Consultant

@kaplanlier11 • 10/28/22 This answer was first published on 05/12/18 and it was last updated on 10/28/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can apply for the Citi Diamond Preferred card either online or over the phone at (800) 505-1675. Alternatively, you can also submit an application in-person, at your local Citibank branch.

Here's how to apply for the Citi Diamond Preferred card:

Online: Applying online is the fastest and most straightforward way. You can either do that on sites like WalletHub, or through Citibank’s website. Usually, a decision is made instantly when you apply online. You will need to fill in a form with your personal, contact, and financial information.
By Phone: Call (800) 505-1675 and follow the automated prompts to get connected with a customer service representative. You will then be guided through the application process.
In-person: Visit your local Citibank branch and let a representative know that you would like to apply for the Citi Diamond Preferred card.

When you apply for the Citi Diamond Preferred card, you will need to provide personal information such as your name, address, Social Security number (SSN), email, and phone number. You will also have to provide some financial information like your annual income and monthly housing payments.

The Citi Diamond Preferred card requires good credit or better (a credit score of 700+) for good odds of approval. Applying triggers a hard inquiry on your credit report, which can temporarily lower your credit score. So if you don't know where you stand, you can always check your credit score for free, right here on WalletHub.

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Kyle Rowland, Member

@kyle_rowland • 03/05/19 This answer was first published on 03/27/18 and it was last updated on 03/05/19.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Just make sure you've got your details at hand and that your score is top notch, as this one isn't that easy to get.

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What is the credit limit on a Citi Diamond Preferred card?

The credit limit on a Citi Diamond Preferred card starts at $500 or more; everyone who gets approved for this card is guaranteed this limit. But some cardholders report starting credit limits of over $10,000. Once you’re approved for this card, Citibank will determine your specific credit limit based on factors such as your credit history, annual income, and any debt you owe.… read full answer

You need at least good credit to get approved for the Citi Diamond Preferred card. For your best chances at a high limit, you’ll want good-to-excellent credit and plenty of disposable income. Even if you don’t receive the limit you want, you can always request a credit limit increase later on. You’ll want to wait at least six months from opening your account before requesting an increase, though.

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How do I pay my Citibank credit card bill?

The easiest way you can pay your Citibank credit card bill is either online or through the Citi mobile app. Alternatively, you can make a payment over the phone at (800) 950-5114, by mail or at a Citibank ATM. Citibank allows cardholders to set up automatic payments, too.

How to Make a Citibank Credit Card Payment… read full answer

Online: Log in to your online account and click on “Make a Payment”. Then, choose how much to pay, when to pay it, and where the payment is coming from. After that, confirm your choices and submit your payment.

Through the mobile app: Download the app for Android or iOS. Then, log in to your account and select your card. After that, tap “Make a Payment” and follow the on-screen instructions to complete the process.

Overt the phone: Call (800) 950-5114 or the number on the back of the card and enter your card information when prompted. Then, follow the automated prompts to make a payment.

By mail: Send a check or money order (but not cash) to:

P.O. BOX 9001037
Louisville, KY- 40290-1037

Overnight Delivery / Express Payments

Citibank Express Payments
6716 Grade Lane
Building 9, Suite 910
Louisville, KY 40213

At a Citibank ATM: You can make a payment at a Citibank ATM. Citibank ATMs will accept cash payments up to $3,000 per credit card account per calendar month.

You should note that paying your credit card bill by regular mail takes the longest. Make sure to send it at least 7 days before the due date, so that it won’t be late. Write your name and credit card number on the check, too.

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What are the Citi Diamond Preferred benefits?

The Citi Diamond Preferred benefits include access to special events’ tickets with Citi Entertainment, digital wallet capabilities, and the more secure EMV chip technology. This card also offers intro APRs on both purchases and balance transfers.

Top Citi Diamond Preferred Benefits and Perks:

Citi Entertainment: With Citi Entertainment, you get special access to purchase tickets to thousands of events, including presale tickets and concerts, sporting events, dining experiences and more.… read full answer

Digital wallets: With digital wallets, you can speed through checkout when shopping online, within apps and in stores.

EMV chip technology: EMV credit cards are considered to be more secure than magnetic-stripe cards.

Intro APRs: Moreover, this credit card offers an introductory APR on purchases of 0% for 12 months and an intro APR on balance transfers of 0% for 21 months from the date of first transfer. After that, the variable APR will be 16.74% - 27.49% (V), based on your credit standing. There is also a balance transfer fee of 5% (min $5).

Annual fee: The Citi Diamond Preferred card has a $0 annual fee.

If you're looking for a Citi card with more benefits, try the Costco Anywhere Visa® Card by Citi, which kept benefits other Citi cards lost, such as rental car insurance and purchase protection.

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