Applying requires you to provide personal information such as your name, address, Social Security number (SSN), email and phone number. You will also have to provide some financial information like your annual income and monthly housing payments.
The Citi Diamond Preferred card requires good credit or better (a credit score of 700+) for good odds of approval. Applying triggers a hard inquiry on your credit report, which can temporarily lower your credit score. So if you don't know where you stand, you can always check your credit score for free, right here on WalletHub.
The Citi Diamond Preferred credit limit is $500 or more, depending on each applicant’s creditworthiness. Some cardholders have reported receiving spending limits over $10,000 from the Citi Diamond Preferred Card, according to online forums. Once you’re approved for this card, Citibank will determine your specific credit limit based on factors such as your credit history, annual income, and any debt you owe.… read full answer
You need at least good credit to be approved for the Citi Diamond Preferred. For your best chances at a high limit, you’ll want good-to-excellent credit and plenty of disposable income. Even if you don’t receive the limit you want, you can always request a credit limit increase later on. You’ll want to wait at least six months from opening your account before requesting an increase though.
You can make a Citibank credit card payment online, by phone, through the Citibank mobile app, by mail or at a branch. The easiest way to pay Citibank credit card bills is to do so online, especially if you set up automatic payments from a checking account.
Choose how much to pay, when to pay it, and where the payment is coming from.
Confirm your choices and submit your payment.
Other Ways to Pay Citibank Credit Card Bills
Call the number on the back of the card and enter your card information when prompted.
Through the mobile app
Log in to your account and select your card, then tap “Make a Payment.”
Send a check or money order (but not cash) to: P.O. BOX 9001037, Louisville, KY- 40290-1037. Make sure to send it early enough that it will arrive by the due date. Write your credit card number on the check, too.
At a branch
You can make a payment at any Citibank branch during normal business hours.
The Citi Diamond Preferred benefits include access to special events’ tickets with Citi Entertainment, digital wallet capabilities, and the more secure EMV chip technology.
Moreover, this credit card offers an introductory APR on purchases of 0% for 12 months and an intro APR on balance transfers of 0% for 21 months from the date of first transfer. After that, the variable APR will be 13.74% - 23.74% (V) based on your creditworthiness. The Citi Diamond Preferred card has $0 annual fee.… read full answer
If you're looking for a Citi card with more benefits, try the Citi Costco credit card, which kept benefits other Citi cards lost, such as rental car insurance and purchase protection.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user.
Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.