How can I apply for the Credit One Visa Platinum card?

You can check your Credit One Platinum application status online. You will just need your last name and Social Security number.

Otherwise, you can call the designated Application Information line at (800) 752-5493. Follow the prompts to check your application status and when directed, enter your Social Security number. While Credit One can offer instant credit card approval, it may take up to three weeks to review an application and reach a decision.… read full answer

The main Credit One Platinum requirements are that an applicant must be at least 18 years old with a valid Social Security number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments, and at least Fair credit.

Credit One Platinum Requirements

• At least 18 years old… read full answer
• Physical U.S. address (no P.O. boxes)
• Proof of enough income to make the monthly minimum payment
• Social Security number
• Fair credit or better

If you apply for the Credit One Platinum card, it’s important that you enter all required information completely and accurately. Knowingly reporting false or misleading information on a credit card application is a federal crime.

You can get Credit One to pre-qualify you for one of their credit cards online, by accessing their pre-qualification page. The process will not hurt your credit score, as Credit One just does a soft inquiry.

If you’re prequalified for a Credit One credit card, your odds of acceptance are typically around 90%, should you decide to apply for real. But approval is not guaranteed. Prequalification simply means you may qualify for one of their cards based on a preliminary review of your credit report. You’ll still have to submit an application. Then, Credit One will pull your entire report. This is done with a “hard pull” or “hard inquiry,” which may cause your credit score to dip slightly.… read full answer

Credit One cards are designed primarily for people with bad credit and are fairly easy to get. However, if there are things like unresolved bankruptcies or tax liens on your credit report, Credit One might still reject your application. Otherwise, the odds are in your favor.