You can apply for the ExxonMobil Gas Card either through the dedicated application webpage or through the Exxon Mobil Rewards+ app for iOS and Android.
Keep in mind that the ExxonMobil Gas Card requires at least fair for approval. You can check your credit score for free on WalletHub if you don’t know where you stand.
You’ll need a 640 credit score or higher for most gas cards. This means at least fair credit is required for approval.
Gas Cards Credit Score Requirements
If you have fair credit, you may qualify for gas cards from specific stations such as the Phillips 66 Credit Card or the ExxonMobil Gas Card. These can only be used to make purchases at the affiliated gas stations. … read full answer
There are also gas cards that are affiliated with a gas station but can be used anywhere, such as the Shell Credit Card. This type of cards also require good credit or better.
If you have less than fair credit, consider getting a secured credit card to pay for your gas purchases. The odds of approval are higher because you’ll have to put up a security deposit to set your credit limit. The deposit is fully refundable when you close the account without an outstanding balance.
In addition, secured cards work like regular credit cards, which means you can use them anywhere credit cards are accepted. An ideal secured card for gas purchases is the Bank of America® Customized Cash Rewards Secured Credit Card. It offers 3% cash back in a category of your choice, 2% back at grocery stores and wholesale clubs (up to $2,500 spent quarterly in the 3% and 2% categories combined), and 1% back on all other purchases. And you can choose gas as your category for the supplemented 3% cash back rate.
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