Enter the last 4 digits of your Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN). Then, enter your mobile phone number and click “Continue.”
You can skip entering your mobile phone number by clicking on “I don't have a mobile phone number.”
Type your name, address, contact information, and income. Then, hit “Continue.”
Review the information you provided and submit your application.
It’s worth noting that you can also check online to see if you prequalify for the Harbor Freight Credit Card. Unlike an actual application, pre-qualification is based on a soft inquiry on your credit report and does not affect your credit score.
If you decide to apply for this card, though, there will be a hard pull on your credit report. Just keep in mind that pre-qualification indicates that you have good odds of approval (90%) but it does not guarantee it.
The credit score you need for the Harbor Freight Credit Card is 640 or better. That means people with at least fair credit have a shot at getting approved for this card.
Other things you need for the Harbor Freight Credit Card:
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Harbor Freight Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer
Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait to apply until you meet the Harbor Freight Credit Card credit score requirement. You can check your credit score for free on WalletHub..
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