How do I apply for a Regions Bank credit card?

No, Regions Bank does not have any student credit cards. Most student credit cards are aimed at students with fair or limited credit. The Regions Explore Visa Credit Card, while not aimed at students, is available for those with bad credit. However, it is a secured credit card that requires a $250 security deposit.… read full answer

Aside from the Regions Explore Visa Credit Card, all Regions Bank credit cards require excellent credit for approval. There was a Regions student credit card in the past, but it has since been discontinued. It offered 1 point per $1 on purchases and an introductory balance transfer APR of 0% for 12 months (with each balance transfer being subject to a 4% (min $10) fee). This was matched by an introductory purchase APR of 0% for 12 months. Once the introductory periods were over, the remaining balance was subject to a regular APR of 16.24% (V).

If you're after a student credit card with attractive financing offers, the Bank of America® Customized Cash Rewards Credit Card for Students, is a credit card available to students with limited and it features an introductory APR of 0% for 15 months on balance transfers made within 60 days of account opening - all balance transfers subject to a 3% (min $10) fee. This is coupled with an intro purchase APR of 0% for 15 months.

If they don't meet the necessary credit requirements, students can also get access to Regions Bank credit cards by becoming an authorized user. When you're an authorized user on someone else's Regions Bank card, you'll be able to take advantage of all the card has to offer while you establish your credit. You share a credit line with the main cardholder, and they are the one responsible for paying.

Even though you can't get a Regions Bank student credit card, there are other issuers that offer student credit cards covering a wide range of needs. So feel free to check out our editors' picks for the best student credit cards.

You can get a Regions Bank credit card credit limit increase by calling customer service at (800) 253-2265. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Regions Bank has on file. Regions Bank will be more likely to increase your credit limit if the revised income clearly shows that you can afford a higher limit.… read full answer

When you ask for a credit limit increase, you should receive a decision in just a few seconds. If you’re approved for a Regions Bank credit limit increase, the new limit will be effective immediately.

Impact of a Regions Bank Credit Limit Increase on Your Credit Score

When you request a credit limit increase, Regions Bank will conduct a hard pull of your credit report, which will cause a short-term dip in your credit score. Regions Bank cannot do a hard pull without your permission, though.

The Regions Bank credit card phone number is (800) 253-2265. You can also call the number on the back of your card. Alternatively, you can get in touch with a representative online, via the mobile app or at a Regions Bank branch.

Here’s how to contact Regions Bank customer service:

• By phone: Call (800) 253-2265 or the number on the back of your card.
• Online: Log in to your online account. Then, select “Message Us” from the bottom right of the screen to send and receive messages.
• Via the Regions Bank app: In the mobile app (for iOS and Android) find the icon in the top right of any screen to access support. Or, select Help & Support in the main menu, then select the “Message Us” option.
• In person: Visit a Regions Bank branch.

As you can see, there are several ways to get in touch with Regions Bank credit card customer service. Keep in mind that you can also manage your Regions Bank credit card by logging in to your online account. This way you can view your balance, access statements, make payments and more.