If you apply by phone or online, you can often get a response within 60 seconds. However, in some cases it might take the bank 7-10 days to process your application.
Here’s how to apply for a Regions Bank credit card:
Online: To apply for a Regions Bank credit card online, you'll have to provide your name and address, date of birth, income and employment information, contact details, and Social Security Number (SSN). Keep in mind that only existing customers and those who have received a special credit card offer from Regions can apply online.
By phone: To apply, call (800) 734-4667 and follow the prompts to get connected with a customer service representative. Anyone can apply over the phone.
In person: You can apply for a credit card in any Regions Bank branch location during normal business hours. You don’t have to be an existing customer or receive a special offer to apply in person.
No, Regions Bank does not have any student credit cards. Most student credit cards are aimed at students with fair or limited credit. The Regions Explore Visa Credit Card, while not aimed at students, is available for those with bad credit. However, it is a secured credit card that requires a $250 security deposit.… read full answer
Aside from the Regions Explore Visa Credit Card, all Regions Bank credit cards require excellent credit for approval. There was a Regions student credit card in the past, but it has since been discontinued. It offered 1 point per $1 on purchases and an introductory balance transfer APR of 0% for 12 months (with each balance transfer being subject to a 4% (min $10) fee). This was matched by an introductory purchase APR of 0% for 12 months. Once the introductory periods were over, the remaining balance was subject to a regular APR of 16.24% (V).
If you're after a student credit card with attractive financing offers, the Bank of America® Customized Cash Rewards Credit Card for Students, is a credit card available to students with limited and it features an introductory APR of 0% for 15 months on balance transfers made within 60 days of account opening - all balance transfers subject to a 3% (min $10) fee. This is coupled with an intro purchase APR of 0% for 15 months.
If they don't meet the necessary credit requirements, students can also get access to Regions Bank credit cards by becoming an authorized user. When you're an authorized user on someone else's Regions Bank card, you'll be able to take advantage of all the card has to offer while you establish your credit. You share a credit line with the main cardholder, and they are the one responsible for paying.
Even though you can't get a Regions Bank student credit card, there are other issuers that offer student credit cards covering a wide range of needs. So feel free to check out our editors' picks for the best student credit cards.
You can get a Regions Bank credit card credit limit increase by calling customer service at (800) 253-2265. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Regions Bank has on file. Regions Bank will be more likely to increase your credit limit if the revised income clearly shows that you can afford a higher limit.… read full answer
When you ask for a credit limit increase, you should receive a decision in just a few seconds. If you’re approved for a Regions Bank credit limit increase, the new limit will be effective immediately.
Impact of a Regions Bank Credit Limit Increase on Your Credit Score
When you request a credit limit increase, Regions Bank will conduct a hard pull of your credit report, which will cause a short-term dip in your credit score. Regions Bank cannot do a hard pull without your permission, though.
The Regions Bank credit card phone number is (800) 253-2265. You can also call the number on the back of your card. Alternatively, you can get in touch with a representative online, via the mobile app or at a Regions Bank branch.
Here’s how to contact Regions Bank customer service:
By phone: Call (800) 253-2265 or the number on the back of your card.
Online: Log in to your online account. Then, select “Message Us” from the bottom right of the screen to send and receive messages.
Via the Regions Bank app: In the mobile app (for iOS and Android) find the icon in the top right of any screen to access support. Or, select Help & Support in the main menu, then select the “Message Us” option.
As you can see, there are several ways to get in touch with Regions Bank credit card customer service. Keep in mind that you can also manage your Regions Bank credit card by logging in to your online account. This way you can view your balance, access statements, make payments and more.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user.
Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.