How do I apply for the Walmart credit card? This question is about the Capital One Walmart Rewards® Mastercard®

The easiest way you can apply for a Walmart Credit Card is either online or over the phone at (800) 903-9177. Alternatively, you can apply at a Walmart store location or at a Capital One branch (the issuer). Here’s how to apply for a Walmart Credit Card: Online: You can apply for the Walmart Credit Card online. You also have the option of checking for pre-approval if you want to gauge your approval odds. Just click on the “See if I’m pre-approved” button. Over the phone: If you want to apply over the phone, just call customer service at (800) 903-9177. When prompted, say “apply for a credit card” and you will be connected to a live representative. At Walmart: You can also apply for the Walmart Credit Card in store, by visiting your nearest Walmart store location. At a branch: Finally, you can submit an application at a Capital One branch, which is the issuer of the Walmart Credit Card. Before you apply, it’s important to note that Walmart offers two credit cards – a Mastercard and a Walmart® Store Card – but has just one application. In other words, you can’t pick your Walmart card. Your creditworthiness decides for you. People with better credit generally get the Walmart Credit Card, while folks with fair credit usually receive the Walmart® Store Card.

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How do I apply for the Walmart credit card?

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This question is about the Capital One Walmart Rewards® Mastercard®

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Helen Moore, Member

@helenmoore • 07/02/22 This answer was first published on 02/24/21 and it was last updated on 07/02/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The easiest way you can apply for a Walmart Credit Card is either online or over the phone at (800) 903-9177. Alternatively, you can apply at a Walmart store location or at a Capital One branch (the issuer).

Here’s how to apply for a Walmart Credit Card:

Online: You can apply for the Walmart Credit Card online. You also have the option of checking for pre-approval if you want to gauge your approval odds. Just click on the “See if I’m pre-approved” button.
Over the phone: If you want to apply over the phone, just call customer service at (800) 903-9177. When prompted, say “apply for a credit card” and you will be connected to a live representative.
At Walmart: You can also apply for the Walmart Credit Card in store, by visiting your nearest Walmart store location.
At a branch: Finally, you can submit an application at a Capital One branch, which is the issuer of the Walmart Credit Card.

Before you apply, it’s important to note that Walmart offers two credit cards – a Mastercard and a Walmart® Store Card – but has just one application.

In other words, you can’t pick your Walmart card. Your creditworthiness decides for you. People with better credit generally get the Walmart Credit Card, while folks with fair credit usually receive the Walmart® Store Card.

Answer Question

Can you get pre-approved for a Walmart credit card?

Yes, you can get pre-approved for the Walmart Credit Card, through the card’s webpage. By clicking on “See if I'm Pre-Approved,” you can quickly check your odds of approval for the Walmart Credit Card before you actually submit an application. You can also get pre-approved for the Walmart Credit Card by receiving a targeted mail offer. This is how you can check for Walmart® Store Card pre-approval, too.

How to Check for Walmart Credit Card Pre-Approval Online

Visit the Walmart Credit Card pre-approval page...

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Does the Walmart Credit Card do a soft pull?

No, the Walmart Credit Card will not do a soft pull. The Walmart Credit Card application will result in a hard inquiry. So, keep in mind that you will need at least fair credit (640+) to get the card. While the score is higher than what most store cards require, you will be able to use the card anywhere Mastercard is accepted.

More info regarding the Walmart Credit Card credit inquiry

You can check if you prequalify for...

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What is the Walmart Credit Card credit score requirement?

The Walmart Credit Card credit score requirement is 640 or higher, which means people with fair credit or better have a shot at getting approved for this card. The Walmart® Store Card also requires at least fair credit for approval.

Other things you need for the Walmart Credit Card:

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Walmart Credit Card, too....

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