Yes, you can apply for a Walmart Credit Card at any Walmart store location. Simply go to the checkout register, visit a customer service desk or go through self-checkout to fill out an application. You will need to bring along a government-issued photo ID. Alternatively, you can apply online.
Keep in mind that when applying for the Walmart Credit Card, you are also considered for the Walmart® Store Card. Which card you’ll get depends on your credit score and several other factors. The Walmart Credit Card requires fair credit or better (a credit score of 640+) for approval. If you have lower credit, you’re more likely to be eligible for the Walmart® Store Card.
Online: You can apply for the Walmart Credit Card … read full answeronline. You also have the option of checking for pre-approval if you want to gauge your approval odds. Just click on the “See if I’m pre-approved” button.
Over the phone: If you want to apply over the phone, just call customer service at (800) 903-9177. When prompted, say “apply for a credit card” and you will be connected to a live representative.
At Walmart: You can also apply for the Walmart Credit Card in store, by visiting your nearest Walmart store location.
At a branch: Finally, you can submit an application at a Capital One branch, which is the issuer of the Walmart Credit Card.
Before you apply, it’s important to note that Walmart offers two credit cards – a Mastercard and a Walmart® Store Card – but has just one application.
In other words, you can’t pick your Walmart card. Your creditworthiness decides for you. People with better credit generally get the Walmart Credit Card, while folks with fair credit usually receive the Walmart® Store Card.
The only way to check your Walmart Credit Card application status is to call customer service at (877) 969-3668. That goes for both the Walmart® Store Card, which can only be used at Walmart, Sam’s Club, and associated gas stations, as well as theWalmart Credit Card. And while there’s no way to check your status online, the phone service is available around the clock.… read full answer
It’s also possible to be instantly approved for either card. But if that’s not the case for you, you’ll have to either call or just wait to receive a decision by email.
Here’s how to check your Walmart Credit Card application status:
Press 1 if you applied online, 2 if in a store or 3 for any other method.
Verify your identity with the Walmart representative. You’ll likely have to provide your SSN.
Receive your application status: approved, denied or still pending.
If you’re approved and your card doesn’t arrive within 10 days, you should give Walmart Credit Services a call to let them know.
If you’re denied, you can ask for reconsideration, by calling the same customer service number. But you’ll need to prove your credit or income is actually better than it appeared on the application to have a shot at approval.
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