Airline credit cards can be worth it if you travel frequently with a certain airline. You’ll often get extra rewards for buying your tickets from that airline and may receive special perks like early boarding or free checked bags. You can also get general miles cards that aren’t partnered with any specific airline. Those cards often provide more versatility and better overall value than airline-branded cards. Let’s look at some examples of both types.
60,000 miles bonus when you spend $3,000 within the first 90 days and pay the annual fee of $89. 2 miles / $1 on all Miles & More airline partners, 1 mile / $1 on everything else. One companion ticket and two business lounge vouchers per year. Good credit necessary.
60,000 points bonus after spending $1,000 within the first 90 days. 6 points / $1 on JetBlue purchases. Free first checked bag for you and up to 3 companions on the same reservation. Requires excellent credit. $99 annual fee.
5,000 points bonus after you pay your $0 1st yr, $25 after annual fee or after first card use. 1.5% cash back on all purchases. Can get with bad credit; this is a secured card, so you’ll have to make a $300 security deposit.
60,000 miles for spending $3,000 in the first 3 months. Unlimited 2 miles per $1 on all purchases. $0 foreign transaction fees. Complimentary travel insurance and concierge service. $95 annual fee. Good credit necessary.
A lot of airline cards will also have other travel-related perks. You might get insurance for travel accidents, trip cancellation, lost baggage, and/or rental cars. Read through your card’s terms and conditions to see all the benefits, and shop around to find the best airline card for you.
One of the easiest airline credit cards to get is the United Gateway℠ Credit Card, which requires good credit for approval. There are no airline-affiliated credit card offers for people with lower credit scores right now.
Overall, the easiest credit card to get with good travel rewards is the Bank of America® Customized Cash Rewards Secured Credit Card… read full answer because you can get approved even if your credit is bad. You just have to place a security deposit of at least $300, which will serve as your credit line. The Bank of America Custom Cash Secured Card rewards cardholders with 1 - 3% cash back and comes with a $0 annual fee.
Yes, airline miles are worth it. Whether you earn airline miles through an airline’s frequent flyer program or from a credit card with miles, you’re earning something of value in return for money you would be spending anyway. The miles you earn can then be redeemed for free flights and flight upgrades, saving you money on future purchases.… read full answer
Frequent flyer programs affiliated with major airlines are free to join. Once you sign up, you just have to enter your membership number each time you book a flight to get your miles. Airline credit cards and general travel rewards credit cards help you earn miles much faster, since you can earn miles on tons of different purchases. Many cards also have signup bonuses.
The best airline and travel credit cards often have annual fees. So you’ll have to weigh the value of the miles you’d earn against the cost of the card to determine if the airline miles are worth it. You can also choose a credit card with a $0 annual fee, but you may not earn as many miles.
If you’re usually loyal to one airline, it makes sense to get a credit card for that specific airline. However, if you instead bounce around and book flights on whichever airline has the best and cheapest route, you should get a general travel rewards credit card that’s not affiliated with just one airline.
You can redeem miles for free flights and flight upgrades, whether you’re earning them from a frequent flyer program or a rewards credit card. Credit card miles can also be redeemed for other travel-related purchases, like hotel stays and car rentals, in most cases.
Only if you're particularly fond of a specific airline. If not, they're not that good.
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