No, credit cards aren’t widely accepted in Japan. Although the use of credit cards has increased in recent years, Japan is still largely a cash-based society. Credit cards on the Visa, Mastercard, JBC, and UnionPay networks are the most widely accepted. Several places in large cities like Tokyo also accept American Express credit cards.
Not only is the use of cash prevalent, but in many places credit cards are simply not accepted. On top of this, ATM machines that work with non-Japanese credit cards can occasionally be hard to find, particularly in rural areas.
Where Credit Cards Are Accepted in Japan
It varies from establishment to establishment, but generally speaking, you can usually use credit cards at hotels, department stores, and some shops and restaurants.
You’ll generally need to use cash at neighborhood restaurants, local markets, and more. Cash will probably be your only option when traveling in the Japanese countryside, too.
Good Credit Cards to Use in Japan
When shopping for the best credit card for your next trip to Japan, you should seek out a card with the best rewards and travel benefits for the lowest possible annual fee. No foreign transaction fees is also a must. You can check out our editors’ picks for the best credit cards for international travel and no foreign transaction fee credit cards to see more options.
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