The starting credit limit for an Arizona Bank & Trust credit card is $500.
For their secured card, $500 is the minimum security deposit needed to open an account. If you apply for the Arizona Bank & Trust’s unsecured card, your credit limit will be determined based on factors such as your income, existing debts and overall creditworthiness, but won't be lower than $500.
If you’re not satisfied with your initial credit limit, and you have a secured card, you could add to your security deposit to increase it.
In case of an unsecured card, you could request an increase after at least 6 months of responsible credit utilization, by calling 1-877-280-1857. Keep in mind that an increase isn’t guaranteed and could result in a hard pull on your credit, which may lower your score for a short period of time.
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