To check your Aspiration Zero Card balance, log in to your Aspiration account online or call credit card customer service at 1-800-683-8529. It’s also possible to check your Aspiration Zero Card balance through the Aspiration app.
How to Check Your Aspiration Zero Card Balance
Online:Log in to your Aspiration account to see your Aspiration Zero Card balance.
By Phone: Call 1-800-683-8529 and follow the prompts to connect with a customer service representative.
By App: Log in to the Aspiration app. Your credit card balance will be shown on the home screen.
It’s a good idea to keep an eye on your Aspiration Zero Card balance. If your balance seems higher than it should be, take a moment to look over your recent transactions for anything out of the ordinary.
Yes, the Aspiration Zero Card does have a late fee of up to $10, which applies when cardholders don’t make the minimum payment by the due date. The late fee for the Aspiration Zero Card can never exceed the minimum payment amount, though, thanks to the CARD Act of 2009.
If you accidentally make less than the required minimum payment or you miss your Aspiration Zero due date entirely, you can always ask customer service to waive the late fee by calling … read full answer1 (800) 683-8529. This is much more likely to work if you have a great payment history with Beneficial State Bank, but even if not, there’s no harm in asking.
To avoid getting hit with late fees in the future, make sure to pay at least your minimum required payment each month. The best way to ensure that you never miss a payment is by setting up autopay.
No, the Aspiration Zero Card does not have a 0% APR intro period for new purchases. If you’re planning on making a large upcoming purchase and you don’t anticipate paying off the balance for a few months, the Aspiration Zero Card is not a great credit card to use.
The Aspiration Zero interest rate is 14.65% - 26.25% (V), with the actual rate depending on factors such as your income, credit history and existing debt. This Aspiration Zero card interest rate is variable, meaning it can change based on certain economic conditions.
Aspiration Zero gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your Aspiration Zero card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.… read full answer
In addition to the regular interest rate, Aspiration Zero also charges a separate 21.25% - 26.25% (V) interest rate on cash advances. All Aspiration Zero card interest rates will be listed on your statement and on your online account summary.
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