The Aspiration Zero card does not offer cell phone insurance. Cell phone insurance on other cards reimburses the cost of repairing or replacing a damaged or stolen phone if a cardholder regularly pays the phone bill with the card, though it’s not a benefit commonly offered by credit card issuers.
To freeze an Aspiration Zero Card, log in to the Aspiration mobile app and navigate to “Card Management." You can also call Aspiration customer service at 1-877-559-0905 and ask them to freeze your card, though it is much easier to lock and unlock a credit card on the app.
Freezing your Aspiration Zero Card will temporarily prevent purchases from being made with your card number, which can be convenient if you lost your credit card or if you’re trying to control your spending. For lost cards, it’s also important to note that you won’t be held responsible for unauthorized purchases thanks to a … read full answer$0 fraud liability guarantee.
How to Freeze an Aspiration Zero Card
Log in to your Aspiration mobile app.
Navigate to the Card Management section.
Change the settings so that your card is locked.
Locking your Aspiration Zero Card will stop new purchases. To start using your credit card at full capacity again, just navigate back to the Card Management page and unlock the Aspiration Zero Card.
No. Aspiration Zero does not offer extended warranty protection. Aspiration Zero does have other benefits, though, including Mastercard ID theft protection, rewards that pay for newly-planted trees, and zero fraud liability.
Cell phone insurance isn’t commonly offered by major credit cards, but it’s certainly a welcome perk. Cell phones don’t come cheap, and some credit cards offer up to $1,000 in reimbursement for a stolen or damaged phone.… read full answer
Just remember that all credit cards with cell phone protection have the same rule: You must continuously pay your cell phone bill with the credit card, or else your phone won’t get coverage. To make sure your phone is covered, it’s best to set up automatic monthly phone-bill payments with your card as the payment method.
Here are some good credit cards with cell phone protection:
Citi Prestige: Cell phone protection up to $1,000 per claim or $1,500 per year; limit of 2 claims per year; $50 deductible.
IHG Premier: Cell phone protection up to $800 per claim or $1,000 per year; limit of 2 claims per year; $50 deductible.
None of these credit cards cover phones that are lost, as opposed to stolen. Some cards also have specific stipulations for what is and is not covered. So, make sure you’re up to speed on your card’s specific rules.
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