What is the Aspiration Zero Card concierge benefit? This question is about the Aspiration Zero

What is the Aspiration Zero Card concierge benefit?

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This question is about the Aspiration Zero

Chip Lupo, Credit Card Writer

@CLoop • 10/27/22 This answer was first published on 10/27/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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There is no Aspiration Zero Card concierge benefit. Cardholders with questions about their account can call 1 (800) 683-8529 for assistance, but the customer service representative won’t be able to perform the wide range of services provided by some credit card concierges.

A concierge acts like an on-demand personal assistant for cardholders, able to help with nearly anything, from travel and purchase assistance to directions and restaurant reservations. Although Aspiration Zero does not offer concierge service, plenty of other credit cards do. If the benefit is important to you, some popular cards that have a concierge are The Platinum Card® from American Express and Citi Prestige® Card.

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What credit bureau does Aspiration Zero use for approval?

Aspiration Zero mainly uses the Experian credit bureau for approval.

After approval, the Aspiration Zero card will report to the three major credit bureaus: Experian, TransUnion and Equifax.

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Is the Aspiration Zero a Visa or Mastercard?

The Aspiration Zero is a Mastercard, not a Visa. You can use your Aspiration Zero at nearly 11 million merchants that accept Mastercard nationwide, and you can use it abroad in more than 200 countries and territories.

There are a few differences between Visa and Mastercard credit cards, such as the network-level benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including extensive worldwide acceptance. As a result, it’s...

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What are the Aspiration Zero categories for rewards?

There are no Aspiration Zero card categories for bonus rewards. Aspiration Zero instead gives a flat rewards rate on all purchases.

There are plenty of other credit cards that do offer bonus rewards in specific categories, though. If you’re looking for a rewards credit card with bonus categories, a good place to start your search is WalletHub’s list of the best rewards credit cards.

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