To activate an Aspiration Zero card, call 1 (800) 543-5073 or the number on the activation sticker that’s attached to the front of the card. Your new Aspiration Zero credit card will be ready to make purchases in just a few minutes, regardless of which number you use to activate it. Aspiration does not have a certain time limit within which you need to activate your card, but it’s best to do it immediately so that your card doesn’t get denied when you start using it.
How to Activate an Aspiration Zero Credit Card
Call 1 (800) 543-5073 or the number on the sticker attached to the front of the card.
Verify your personal information with a customer service representative or the automated system. This might include your Social Security number, CVV, or card number.
Await verbal confirmation that your Aspiration Zero card has been activated.
Your new Aspiration Zero credit card will be available for purchases immediately after activation. If you have any trouble activating your card, Aspiration customer service will work with you over the phone to figure out the issue.
To freeze an Aspiration Zero Card, log in to the Aspiration mobile app and navigate to “Card Management." You can also call Aspiration customer service at 1-877-559-0905 and ask them to freeze your card, though it is much easier to lock and unlock a credit card on the app.
Freezing your Aspiration Zero Card will temporarily prevent purchases from being made with your card number, which can be convenient if you lost your credit card or if you’re trying to control your spending. For lost cards, it’s also important to note that you won’t be held responsible for unauthorized purchases thanks to a … read full answer$0 fraud liability guarantee.
How to Freeze an Aspiration Zero Card
Log in to your Aspiration mobile app.
Navigate to the Card Management section.
Change the settings so that your card is locked.
Locking your Aspiration Zero Card will stop new purchases. To start using your credit card at full capacity again, just navigate back to the Card Management page and unlock the Aspiration Zero Card.
To contact the Aspiration Zero reconsideration line, call 1-800-683-8529. The Aspiration Zero Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned. In the case of Aspiration Zero, the reconsideration line is the same as the general Aspiration customer service number.… read full answer
If you call to request reconsideration from Aspiration, make sure you are prepared to make an argument for why you should be approved. You will typically only have a shot at overturning a denial if you can prove that your financial profile is better than it appeared on your initial application.
For example, if your credit score went up significantly or you got a raise since you applied, you could argue that you are now more creditworthy. Alternatively, if you were denied because of incomplete or incorrect information on the application, you could ask for reconsideration after fixing that error.
At the end of the day, you probably won’t be successful in overturning your denial, but there’s no harm in trying.
Unfortunately most issuers won't disclose their credit card activation time limit. But a fair assumption, based on what most cardholders report, is between 60 and 90 days. Nevertheless, your card will appear on your credit report even if you don't activate it. That won't drastically affect your credit score. But it will improve your credit utilization ration ratio, even if you never activate the card.… read full answer
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