Chip Lupo, Credit Card Writer
The Aspiration Zero interest rate is 15.9% - 25.7% (V), with the actual rate depending on factors such as your income, credit history and existing debt. This Aspiration Zero card interest rate is variable, meaning it can change based on certain economic conditions.
Aspiration Zero gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your Aspiration Zero card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.
In addition to the regular interest rate, Aspiration Zero also charges a separate 22.50% - 26.00% (V) interest rate on cash advances. All Aspiration Zero card interest rates will be listed on your statement and on your online account summary.
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