You cannot check for Aspiration Zero pre-approval. Aspiration does not offer pre-approval through its website, so anyone interested in applying for the Aspiration Zero Card will have to do so without the benefit of checking for pre-approval beforehand.
You can, however, use WalletHub’s CardAdvisor tool instead and learn how easy it is to find the right credit card for you. Just answer a few general questions, and based on your responses, CardAdvisor will provide you with some recommended credit card offers.
Withdraw the cash and remove the credit card from the ATM.
Before you take out an Aspiration Zero cash advance, it’s important to note that it is a very expensive transaction. For starters, there’s a cash advance fee of 5% (min $10). There’s also a separate cash advance APR of 21.25% - 26.25% (V) that applies as soon as you withdraw the cash. There may be ATM-owner fees, too.
Pre-approved and pre-qualified credit card offers both indicate that a potential credit card applicant is likely to be approved. The terms are often used interchangeably, but their exact definitions are a bit different. A pre-approved credit card offer is when a credit card issuer proactively browses someone’s credit history and decides that he or she is likely meet the requirements for one of its cards. A pre-qualified credit card offer is when someone asks a credit card company to take a preliminary look at his or her credit history to gauge the likelihood of approval if an application is submitted.… read full answer
Both pre-approved and pre-qualified credit card offers have no effect on your credit standing. They only use a harmless “soft pull.” But if you decide to apply after being pre-qualified or pre-approved, the issuer will do a “hard pull” of your credit, which will temporarily lower your score.
Pre-approved vs. pre-qualified credit cards:
Pre-Approved Credit Cards
Pre-Qualified Credit Cards
How to Get
Receive an offer in the mail
Top 12 issuers
9 of 12 top issuers
Pre-approved and pre-qualified offers generally provide an 80% - 90% chance of approval. On the other hand, if you get a “pre-selected” offer, it means you fit some general criteria established by the issuer and have around a 70% chance of approval. Lastly, an “invitation to apply” gets sent out based on demographics, not your credit. Such offers have lower acceptance rates because they’re sent to large groups of people and are not as targeted.
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