Does Aspire Card offer an extended warranty?

The easiest way you can check the available credit on your Aspire Card is through your online account or mobile app. Alternatively, you can contact customer service at (855) 802-5572 or check your monthly account statement.

Here’s how you can check the available credit on your Aspire Card:

• Online: Visit Aspire Account Center and … read full answerlog in to your online account. Creating an account only takes a few minutes if you haven't already enrolled in online banking. The information on your online account will be more current than your mailed billing statement.
• Mobile app: You can also check the available credit on your Aspire Card by using the Aspire Account Center mobile app for iOS or Android.
• Phone: Alternately, you can call customer service at (855) 802-5572. A live representative will assist you to receive your most up-to-date available credit.
• Billing statement: Lastly, you can always find the available credit on your Aspire Card by checking your monthly account statement. Keep in mind, thought, that If you’ve made any payments or purchases since your last billing statement was mailed, the available credit on your statement won't be current.

The Aspire Card can use any of the major credit bureaus (TransUnion, Experian, or Equifax) for approval. There’s no way to know which bureau will be used before actually submitting an application.

And if you’re approved, your financial activity will be reported to all three major bureaus, on a monthly basis.

The easiest way to cancel an Aspire Card is either online by logging in to the Aspire website or mobile app, or by calling customer service at (855) 802-5572. Cardholders can also cancel an account by mail.

Be aware that if there’s a balance remaining on the canceled account, you will still need to make at least the minimum payment every month until the balance is paid in full. In addition, you will forfeit any unused cash back, so be sure to redeem them before you cancel the card. You will also need to update the payment method for any recurring charges linked to your Aspire Card.… read full answer

How to Cancel an Aspire Card

• By phone: Call customer service at (855) 802-5572 and enter your Social Security Number to verify your identity. Then, follow the prompts to speak to a customer service representative, and let them know you want to cancel. The representative may offer you a retention bonus to keep you on as a customer, but you can simply decline the offer and proceed with canceling the account.
• Online: Log in to the Aspire website or the mobile app (for iOS or Android). Click on “Status”. Then, click on “Close Account” and, finally, “Submit.”
• By mail: Send your written request to cancel the card to:
  Account Services
  P.O. Box 105555
  Atlanta, GA 30348-5555

It’s important to know that when you cancel an Aspire Card, you may see a decrease in your credit score, depending on the card’s credit limit and how long you’ve had the card. You can get an idea of how much a canceled credit card will affect your credit score by using WalletHub’s free credit score simulator.